5124 Ralph Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5124 Ralph Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,098 sqft · built 1933
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2018)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0197-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0197-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,063 sqft
Attic	Attic
Attic Area	510 sqft
Basement Area	1,063 sqft
Finished Basement	525 sqft
Unfinished Basement	538 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	128 ft deep x 61.6 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5124 RALPH AVE
City	CINCINNATI
State	OH
Zip	45238-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RALPH AVE 61.60 X 128.29 IRRLOT 4 RALPH AVE EXT SUB
Legal Subdivision	RALPH AVE EXT SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5124 RALPH AVE, CINCINNATI, OH 45238-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Dec 17, 2018	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	2018109904
Deed Book / Page	13816 / 198
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 7, 2026
Property Address	5124 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000035026
Book / Page	15661 / 289
Instrument Date	Jan 14, 2026
Instrument	202635026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5124 RALPH AVE, CINCINNATI, OH 45238-3851

Mortgage

Document Number	0000035026,
Date	May 7, 2026
Book Page	15661/289
Instrument	202635026

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2056

Interest

Rate	6.21%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 17, 2018
Property Address	5124 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000109904
Book / Page	013816 / 000198
Instrument Date	Nov 30, 2018
Instrument	109904
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5124 RALPH AVE CINCINNATI OH 452383851, CINCINNATI, OH 45238-3851

Mortgage

Document Number	109905
Date	Dec 17, 2018
Book Page	013816/000200
Instrument	109905

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00 (+2.92%)	$61,964 (-) Land $12,215 Building $49,749	$177,040 (-) Land $34,900 Building $142,140
2024	$3,665.00 (-5.2%)	$61,964 (-) Land $12,215 Building $49,749
2023	$3,866.00 (+55.57%)	$61,964 (+86.35%) Land $12,215 Building $49,749	$177,040 (+86.36%) Land $34,900 Building $142,140
2022	$2,485.00	$33,251 Land $9,762 Building $23,489
2020			$95,000 Land $27,890 Building $67,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ralph Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures