Black Hawk County property record for 5132 Hess Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,867 sqft · built 1918 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,500 (Aug 2008) |
| Tax Bill | $10,820 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jan 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-14-226-027 |
| Primary APN | 8813-14-226-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,867 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Attic | Attic |
| Attic Area | 934 sqft |
| Basement Area | 1,698 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,110 sqft (0.576 acres) |
| Lot Dimensions | 162 ft deep x 155 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 648 sqft |
| Porch | Enclosed Porch |
| Porch Area | 646 sqft |
| Deck Area | 141 sqft |
| Patio Area | 628 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5132 HESS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGIAN HEIGHTS LOT 24 E 10 FT LOT 23 PART OF LOT 18 DESC AS FOL: BEG AT NE COR OF SAID LOT TH S ALONG E LOT LINE 45 FT TH W |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 14 |
| Legal Subdivision | GEORGIAN HEIGHTS |
| Legal Lot Number | 18 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5132 HESS RD, WATERLOO, IA 50701-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Intrafamily Transfer, Transfer |
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2008 · Amount on Record |
| Deed Sale | Aug 5, 2008 · Amount on Record |
| Prior Sale | Jul 28, 2008 · Amount on Record |
| Deed Document Number | 20082009002945 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 2009002116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 31, 2023 |
| Property Address | 5132 HESS RD, WATERLOO, IA 50701-9555 |
| Document Number | 202300015986 |
| Instrument Date | May 19, 2023 |
| Instrument | 202300015986 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5132 HESS RD, WATERLOO, IA 50701-9555 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5132 HESS RD, WATERLOO, IA 50701-9555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100015248 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 202100015248 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 5, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5132 HESS RD, WATERLOO, IA 50701-9555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100015247 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 202100015247 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,820.00 (+22.23%) Homeowner's exemption | $550,080 (+28.91%) Land $64,480 Building $485,600 | $550,080 (+28.91%) Land $64,480 Building $485,600 |
| 2024 | $8,852.00 (+10.46%) | ||
| 2023 | $426,720 (+13.13%) Land $64,480 Building $362,240 | $426,720 (+13.13%) Land $64,480 Building $362,240 | |
| 2022 | $8,014.00 Homeowner's exemption | $377,200 Land $64,480 Building $312,720 | |
| 2021 | $377,200 Land $64,480 Building $312,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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