Black Hawk County property record for 5055 Hess Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,894 sqft · built 2003 |
| Lot Size | 1.68 acres (73,572 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,164 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-13-101-010 |
| Primary APN | 8813-13-101-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,894 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 73,572 sqft (1.68 acres) |
| Garage Type | Mixed |
| Garage Area | 1,694 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 100 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5055 HESS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST PARCEL C DESC AS S 332 FT IN EVEN WIDTH OF W 310 FT OF N 597 FT OF NW 1/4 SEC 13 T 88 R 13 EXC HWYS |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 13 |
| Legal Subdivision | UNPLATTED WATERLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3001 |
5055 Hess Rd is owned and occupied by two individuals who acquired it in August 2025.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5055 HESS RD, WATERLOO, IA 50701-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 8, 2025 |
| Transfer Doc | 0202511546 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5055 Hess Rd was $8,164 with a homeowner's exemption, down 5.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,164.00 (-5.36%) Homeowner's exemption | $434,490 Land $58,450 Building $376,040 | $434,490 Land $58,450 Building $376,040 |
| 2024 | $8,626.00 | ||
| 2023 | $430,000 (+13.8%) Land $58,450 Building $371,550 | $430,000 Land $58,450 Building $371,550 | |
| 2022 | $8,030.00 Homeowner's exemption | $377,850 Land $58,450 Building $319,400 | |
| 2021 | $377,850 Land $58,450 Building $319,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5055 Hess Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5055 Hess Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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