5132 Cedarlea Dr, West River, MD 20778 Property Records

Anne Arundel County property record for 5132 Cedarlea Dr, West River, MD 20778

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,051 sqft · built 1988
Lot Size0.438 acres (19,068 sqft)
Owner2 Company Names on File
Last Sale$589,000 (Mar 2022)
Tax Bill$4,992 (2025)
Deeds & MortgagesOct 2023 Transfer
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-159-90029891

Property Details

APN / Parcel Number

Primary APN07-159-90029891
Alternative APNs
  • 715990029891
  • 15990029891

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,051 sqft Living Area
Gross Area2,649 sqft
1st Floor Area1,323 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,068 sqft (0.438 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area56 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number15990029891
Street Address5132 CEDARLEA DR
CityWEST RIVER
StateMD
Zip20778-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 35 PL 4 CEDARLEA
Legal SubdivisionCEDARLEA
Legal Block1
Legal Lot Number35
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract707001

Owner

5132 Cedarlea Dr is owned by a company that bought it in March 2022 and is owner-occupied.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Company Names on File
Mailing Address5132 CEDARLEA DR, WEST RIVER, MD 20778-9700
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Intrafamily Transfer, Transfer
Mar 2, 2022Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Dec 2, 2021Deed, Construction Loan · Construction Mortgage
JACK G BANNISTER ETAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on File
Deed SaleMar 2, 2022 · Amount on File
Prior SaleDec 2, 2021 · Amount on File
Deed Book / Page38426 / 296
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateOct 4, 2023
Property Address5132 CEDARLEA DR, WEST RIVER, MD 20778-9700
Document Number0399770047
Book / Page39977 / 47
Map ReferenceMB 101 FO 14
Instrument DateSep 15, 2023
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5132 CEDARLEA DRIVE, EDGEWATER, MD 21037

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 2, 2022
Property Address5132 CEDARLEA DR, WEST RIVER, MD 20778-9700
Document Number0384260296
Book / Page38426 / 296
Map ReferenceMB 101 FO 14
Instrument DateFeb 22, 2022
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5132 CEDARLEA DR, WEST RIVER, MD 20778-9700

Mortgage

Document Number0038426302
DateMar 2, 2022
Instrument38426/302
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

December 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 2, 2021
Property Address5132 CEDARLEA DR, WEST RIVER, MD 20778-9700
Document Number0380010422
Book / Page38001 / 422
Map ReferenceMB 101 FO 14
Instrument DateNov 12, 2021
Transaction TypeConstruction Loan
Record UpdatedDec 20, 2021
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,325.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14340 OLD MARLBORO PIKE, UPPER MARLBORO, MD 20772-2840
InvestorPossibly a Property Investor

Mortgage

Document Number0038001426
DateDec 2, 2021
Instrument38001/426
Lender
NameJACK G BANNISTER ETAL
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5132 Cedarlea Dr was $4,992 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,400 Land $201,300 Building $321,100$522,400 Land $201,300 Building $321,100
2025$4,992.00
2023$4,235.00$387,900 Land $201,300 Building $186,600$387,900 Land $201,300 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5132 Cedarlea Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA11 of 50
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5132 Cedarlea Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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