51315 E Arnold Dr, New Buffalo, MI 49117 Property Records

Berrien County property record for 51315 E Arnold Dr, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 4,690 sqft · built 2022
Lot Size	2.28 acres (99,317 sqft)
Owner	Company Name on Record
Tax Bill	$23,326 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`39-2660-0001-00-7`

Property Details

APN / Parcel Number

Primary APN	`39-2660-0001-00-7`
Alternative APN	`11-39-2660-0001-00-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	4,690 sqft Living Area
1st Floor Area	4,606 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Raised Ranch
Lot Area	99,317 sqft (2.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	51315 E ARNOLD DR
City	NEW BUFFALO
State	MI
Zip	49117-7943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	UNIT 1 HAMBURGER-MATHIAS NATURE PRESERVE LIBER 240 PAGE 1
Legal Subdivision	HAMBURGER-MATHIAS NATURE PRESERVE
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1033
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3627 N LAKEWOOD AVE, CHICAGO, IL 60613-3724
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA
Oct 30, 2020	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	51315 E ARNOLD DR, NEW BUFFALO, MI 49117-7943
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3627 N LAKEWOOD AVE, CHICAGO, IL 60613-3724

Mortgage

Document Number	03349/2614
Date	Oct 22, 2021
Book Page	3349/2614

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 30, 2020
Property Address	51315 E ARNOLD DR, NEW BUFFALO, MI 49117-7943
Document Number	003298/722
Book / Page	3298 / 722
Map Reference	LB 240 PG 1
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49013 E MCKEAN DR, NEW BUFFALO, MI 49117-9074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3627 N LAKEWOOD AVE, CHICAGO, IL 60613-3724

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Municipality	Grand Beach Village
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$930,000 (+106.48%)	$1,860,000 (+106.48%)
2025	$23,326.00 (+273.1%)
2023		$450,400	$900,800
2022	$6,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND BEACH serves 272 people · EPA ID MI0002730
Water Source	Purchased surface water from MICHIANA
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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