5131 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 5131 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,072 sqft · built 1939
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Oct 2010)
Tax Bill$2,351 (2025)
Deeds & MortgagesFeb 2024 Transfer
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-181-08-025

Property Details

APN / Parcel Number

Primary APN82-10-181-08-025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft
Basement Area750 sqft
Finished Basement750 sqft
Unfinished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions112 ft deep x 35 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5131 TERNES ST
CityDEARBORN
StateMI
Zip48126-3058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 226 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFORCHARD BLVD SUBD
Legal SubdivisionORCHARD BLVD
Legal Lot Number226
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3008
Census Tract573400

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5131 TERNES ST, DEARBORN, MI 48126-3058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Intrafamily Transfer, Transfer
Aug 31, 2018Deed of Trust, Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2010 · Amount on Record
Deed SaleOct 29, 2010 · Amount on Record
Prior SaleDec 23, 2004 · Amount on Record
Deed Document Number2010369897
Deed Book / Page48819 / 429
Last Transfer DateFeb 10, 2024
Transfer Doc0586801355
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE MI
Recording DateFeb 13, 2024
Property Address5131 TERNES ST, DEARBORN, MI 48126-3058
Document Number0586801355
Book / Page58680 / 1355
Map ReferenceLB 33 PG 13
Instrument DateFeb 10, 2024
Instrument2024031512
Transaction TypeTransfer
Record UpdatedMar 7, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5067 STEADMAN ST, DEARBORN, MI 48126-3032

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5067 STEADMAN ST, DEARBORN, MI 48126-3032

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5131 TERNES ST, DEARBORN, MI 48126-3058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0545921233
DateAug 31, 2018
Book Page54592/1233
Instrument2018258693
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term299 Months
DueJul 18, 2043

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,800 (+10.26%)$195,600 (+10.26%)
2025$2,351.00 (-0.25%) Homeowner's exemption$88,700 (+36.25%)$177,400 (+36.25%)
2023$65,100 (+12.82%)$130,200 (+12.82%)
2022$57,700$115,400
2019$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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