5112 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 5112 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1942
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Mar 2000)
Tax Bill$2,457 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-10-181-09-020

Property Details

APN / Parcel Number

Primary APN82-10-181-09-020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area876 sqft
Basement Area876 sqft
Finished Basement876 sqft
Unfinished Basement876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions104 ft deep x 35 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5112 TERNES ST
CityDEARBORN
StateMI
Zip48126-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 213 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ORCHARD BLVD SUBD
Legal SubdivisionORCHARD BLVD
Legal Lot Number213
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3007
Census Tract573400

Owner

5112 Ternes St is owned and occupied by two individuals who acquired it in April 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address5112 TERNES ST, DEARBORN, MI 48126-3059
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2000 · Amount on File
Deed SaleMar 6, 2000 · Amount on File
Last Transfer DateApr 16, 2025
Transfer Doc0594900810
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5112 TERNES ST, DEARBORN, MI 48126-3059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0547290174
DateNov 16, 2018
Book Page54729/0174
Instrument2018326233
Lender
NameCITIZENS BANK NA
TypeBank
AddressRIVERSIDE, RI 02915
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 5, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5112 Ternes St was $2,457 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,900 (-6.47%)$187,800 (-6.47%)
2025$2,457.00 Homeowner's exemption$100,400$200,800
2023$81,700$163,400
2019$2,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5112 Ternes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5112 Ternes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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