5131 Portage Ln, Gurnee, IL 60031 Property Records

Lake County property record for 5131 Portage Ln, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,138 sqft · built 1982
Lot Size0.179 acres (7,802 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Oct 2023)
Tax Bill$9,644 (2024)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-15-208-020

Property Details

APN / Parcel Number

Primary APN07-15-208-020

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,138 sqft Living Area
Gross Area1,538 sqft
1st Floor Area1,138 sqft
Upper Floors Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTri-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,802 sqft (0.179 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5131 PORTAGE LN
CityGURNEE
StateIL
Zip60031-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH COUNTRY AT PEMBROOK UNIT 1; LOT 5
Legal SubdivisionNORTH COUNTRY AT PEMBROOK UNIT 1
Legal Lot Number5
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1001
Census Tract861508

Owner

5131 Portage Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address592 BARBERRY RD, HIGHLAND PARK, IL 60035-4455
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 17, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 2, 2017Warranty Deed, Transfer · FHA Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2023 · Amount on File
Deed SaleOct 17, 2023 · Amount on File
Prior SaleJun 2, 2017 · Amount on File
Deed Document Number20238001467
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address5131 PORTAGE LN, GURNEE, IL 60031-1743
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address5131 PORTAGE LN, GURNEE, IL 60031-1743

Mortgage

Document Number0008148336
DateJan 27, 2026
Instrument8148336
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueDec 1, 2045

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 17, 2023
Property Address5131 PORTAGE LN, GURNEE, IL 60031-1743
Document Number0008001467
Map ReferenceDOC 2101016
Instrument DateSep 19, 2023
Instrument8001467
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5131 PORTAGE LN, GURNEE, IL 60031-1743

Mortgage

Document Number0008001468
DateOct 17, 2023
Instrument8001468
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate7.37%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 2, 2017
Property Address5131 PORTAGE LN, GURNEE, IL 60031-1743
Document Number0007399631
Instrument DateMay 31, 2017
Instrument7399631
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5131 PORTAGE LN GURNEE IL 600311743, GURNEE, IL 60031-1743

Mortgage

Document Number7399632
DateJun 2, 2017
Instrument7399632
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$110,856 Land $12,813 Building $98,043$332,601 Land $38,443 Building $294,158
2024$9,644.00 (+33.72%)
2023$7,212.00 (+10.68%)$102,114 (+29.59%) Land $11,803 Building $90,311$306,373 (+29.59%) Land $35,413 Building $270,960
2022$6,516.00$78,799 Land $10,614 Building $68,185$236,420 Land $31,845 Building $204,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5131 Portage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5131 Portage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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