Lake County property record for 5128 Portage Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,446 sqft · built 1981 |
| Lot Size | 0.225 acres (9,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Dec 2023) |
| Tax Bill | $7,009 (2024) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-15-209-018 |
| Primary APN | 07-15-209-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 1,646 sqft |
| 1st Floor Area | 716 sqft |
| 2nd Floor Area | 730 sqft |
| Upper Floors Area | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,792 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5128 PORTAGE LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH COUNTRY AT PEMBROOK UNIT 1 LOT 39 |
| Legal Subdivision | NORTH COUNTRY AT PEMBROOK UNIT 1 |
| Legal Lot Number | 39 |
| Legal Unit | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 861508 |
5128 Portage Ln is owned and occupied by two individuals who bought it in December 2023.
Source: Lake County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 8, 2023 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Jun 27, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Jun 27, 2018 · Amount on File |
| Deed Document Number | 20238009483 |
| Prior Transfer Date | Jun 24, 2016 |
| Prior Transfer Doc | 0007309238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Document Number | 0008113906 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 8113906 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 8, 2023 |
| Property Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Document Number | 0008009483 |
| Map Reference | DOC 2101016 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 8009483 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5791 N ELSTON AVE, LINCOLNWOOD, IL 60646-5545 |
| Document Number | 0008009484 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 8009484 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 27, 2018 |
| Property Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Document Number | 0007493976 |
| Map Reference | DOC2101016 |
| Instrument Date | May 29, 2018 |
| Instrument | 7493976 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GLOBAL AMERICAN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5128 PORTAGE LN, GURNEE, IL 60031-1743 |
| Document Number | 0007493977 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 7493977 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate | 4.5% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,082 Land $16,922 Building $70,160 | $261,272 Land $50,771 Building $210,501 | |
| 2024 | $7,009.00 (+10.26%) | ||
| 2023 | $6,357.00 (+10.73%) | $76,244 (+8.66%) Land $14,817 Building $61,427 | $228,754 (+8.66%) Land $44,455 Building $184,299 |
| 2022 | $5,741.00 | $70,168 Land $13,324 Building $56,844 | $210,525 Land $39,976 Building $170,549 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5128 Portage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5128 Portage Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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