5131 N Ruby St, Tacoma, WA 98407 Property Records

Pierce County property record for 5131 N Ruby St, Tacoma, WA 98407 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1977
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2006)
Tax Bill	$6,850 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`659500-0-040`

Property Details

APN / Parcel Number

Primary APN	`659500-0-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	952 sqft
Basement Area	952 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Width	50 ft Width

Exterior Amenities

Porch	Wood Porch
Porch Area	544 sqft
Deck Area	510 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5131 N RUBY ST
City	TACOMA
State	WA
Zip	98407-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 41 OUTLOOK ADD: OUTLOOK ADD L 11 & 12 B 1
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	OUTLOOK ADD
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2027
Census Tract	60300

Owner

Source: Pierce County records · APN 659500-0-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5131 N RUBY ST, TACOMA, WA 98407-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2006 · Amount on Record
Deed Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	20061052
Last Transfer Date	May 18, 2016
Transfer Doc	0000000539
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5131 N RUBY ST, TACOMA, WA 98407-3006
Document Number	2010130629
Instrument Date	Oct 05, 2020
Transaction Type	Mortgage
Record Updated	Nov 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5131 N RUBY ST TACOMA WA 984073006, TACOMA, WA 98407-3006

Mortgage

Document Number	2010130629
Date	Oct 13, 2020
Instrument	202010130629

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 12, 2045

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,800 (+7.61%) Land $400,300 Building $237,500	$637,800 (+7.61%) Land $400,300 Building $237,500
2025	$6,850.00 (+3.88%)
2024	$6,594.00 (-0.5%)	$592,700 (-7.19%) Land $320,300 Building $272,400	$592,700 (-7.19%) Land $320,300 Building $272,400
2023	$6,627.00	$638,600 Land $363,200 Building $275,400	$638,600 Land $363,200 Building $275,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530603002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 559 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.