5121 N Ruby St, Tacoma, WA 98407 Property Records

Pierce County property record for 5121 N Ruby St, Tacoma, WA 98407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,408 sqft · built 2021
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2019)
Tax Bill	$12,874 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`659500-0-060`

Property Details

APN / Parcel Number

Primary APN	`659500-0-060`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	2,220 sqft
Basement Area	2,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Width	50 ft Width
Garage Area	308 sqft
Porch	Wood Porch
Deck Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5121 N RUBY ST
City	TACOMA
State	WA
Zip	98407-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 41 OUTLOOK ADD: OUTLOOK ADD L 15 & 16 B 1
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	OUTLOOK ADD
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2027
Census Tract	60300

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33226 42ND AVE SW, FEDERAL WAY, WA 98023-3226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Jul 29, 2019	Warranty Deed, Transfer RAINIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	2019647
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 9, 2026
Property Address	5121 N RUBY ST, TACOMA, WA 98407-3006
Document Number	0000000062
Instrument Date	Jun 1, 2026
Instrument	202662
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5121 N RUBY ST, TACOMA, WA 98407-3006

Mortgage

Document Number	0000000062,
Date	Jun 9, 2026
Instrument	202662

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5121 N RUBY ST, TACOMA, WA 98407-3006
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33226 42ND AVE SW, FEDERAL WAY, WA 98023-3226

Mortgage

Document Number	0006091080
Date	Jun 9, 2021
Instrument	202106091080

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 29, 2019
Property Address	5121 N RUBY ST, TACOMA, WA 98407-3006
Document Number	1907290647
Instrument Date	Jul 25, 2019
Instrument	201907290647
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Tax	$4,633.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5121 N RUBY ST TACOMA WA 984073006, TACOMA, WA 98407-3006

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,174,000 (-4.94%) Land $448,400 Building $725,600	$1,174,000 (-4.94%) Land $448,400 Building $725,600
2025	$12,874.00 (-0.69%)	$1,235,000 (+5.91%) Land $428,400 Building $806,600	$1,235,000 (+5.91%) Land $428,400 Building $806,600
2024	$12,963.00 (+32.59%)	$1,166,100 (+23.71%) Land $358,700 Building $807,400	$1,166,100 (+23.71%) Land $358,700 Building $807,400
2023	$9,777.00	$942,600 Land $363,200 Building $579,400	$942,600 Land $363,200 Building $579,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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