Mecklenburg County property record for 5131 Gorham Dr, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,885 sqft · built 1971 |
| Lot Size | 4.63 acres (201,901 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,500,000 (Jul 2001) |
| Tax Bill | $29,569 (2024) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-231-07 |
| Primary APN | 187-231-07 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,885 sqft Living Area |
| 1st Floor Area | 3,412 sqft |
| Basement Area | 1,834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 201,901 sqft (4.63 acres) |
| Garage Area | 462 sqft |
| Pool Area | 990 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 981 sqft |
| Patio Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5131 GORHAM DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-6405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | ANDREW G ZOUTEWELLE |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2908 |
5131 Gorham Dr is owned by a company that acquired it in January 2023.
Source: Mecklenburg County records, as of February 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BV BELK JR |
| Oct 12, 2023 | Special Warranty Deed, Transfer |
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jul 7, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2001 · Amount on File |
| Deed Sale | Jul 17, 2001 · Amount on File |
| Prior Sale | Oct 26, 2000 · Amount on File |
| Deed Document Number | 2001117214 |
| Deed Book / Page | 12449 / 573 |
| Last Transfer Date | Jan 20, 2023 |
| Transfer Doc | 0000064179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015525 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 40204/593 |
| Instrument | 2026015525 |
| Name | BV BELK JR |
|---|---|
| Type | Private Party |
| Address | 204 W WOODLAWN RD STE C, CHARLOTTE, NC 28217 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 12, 2027 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 12, 2023 |
| Property Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Document Number | 0000097507 |
| Book / Page | 38424 / 323 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023097507 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Name | Verified Name |
|---|---|
| Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000072946 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 38285/906 |
| Instrument | 2023072946 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Document Number | 0000006752 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 37900/710 |
| Instrument | 2023006752 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 7, 2023 |
| Property Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Document Number | 0000064179 |
| Book / Page | 38236 / 222 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023064179 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
| Name | Verified Name |
|---|---|
| Address | 5131 GORHAM DR, CHARLOTTE, NC 28226-6405 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320,000 Land $2,839,000 Building $481,000 | $3,320,000 Land $2,839,000 Building $481,000 | |
| 2024 | $29,569.00 (-21.12%) | ||
| 2023 | $37,488.00 | $3,884,800 Land $3,436,000 Building $448,800 | $3,884,800 Land $3,436,000 Building $448,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5131 Gorham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5131 Gorham Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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