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5124 Gorham Dr, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5124 Gorham Dr, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 6,970 sqft · built 2007
Lot Size1.09 acres (47,785 sqft)
OwnerIndividual Name on File
Last Sale$1,020,000 (Jul 2005)
Tax Bill$33,365 (2023)
Deeds & MortgagesAug 2017 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN187-232-08

Property Details

APN / Parcel Number

Primary APN187-232-08

Interior

Bedrooms6 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area6,970 sqft Heated Area
Gross Area9,017 sqft
1st Floor Area3,546 sqft
Upper Floors Area3,042 sqft
Attic Area382 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialWood Shingle
Foundation TypeRaised
Lot Area47,785 sqft (1.09 acres)
Garage Area1,204 sqft

Exterior Amenities

Pool Area64 sqft
PorchPorch
Porch Area816 sqft
Patio Area24 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number187-232-08
Street Address5124 GORHAM DR
CityCHARLOTTE
StateNC
Zip28226-6406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL38 M13-41
Legal SubdivisionPELLYNWOOD
Legal Lot Number38
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract2908

Owner

5124 Gorham Dr is owned and occupied by an individual who bought it in July 2005.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5124 GORHAM DR, CHARLOTTE, NC 28226-6406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Aug 18, 2017Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2005 · Amount on File
Deed SaleJul 1, 2005 · Amount on File
Prior SaleOct 3, 2003
Deed Document Number0018973383
Deed Book / Page18973 / 383
Record UpdatedJun 7, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5124 GORHAM DR, CHARLOTTE, NC 28226-6406
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112235
DateAug 18, 2017
Book Page32052/795
Instrument2017112235
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term288 Months
DueAug 14, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5124 GORHAM DR, CHARLOTTE, NC 28226-6406
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112234
DateAug 18, 2017
Book Page32052/778
Instrument2017112234
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 5124 Gorham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5124 Gorham Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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