5131 Breezy Point Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 5131 Breezy Point Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1936
Lot Size	0.16 acres (6,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2020)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-024802`

Property Details

APN / Parcel Number

Primary APN	`02-024802`
Alternative APNs	`2024802` `024802`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,954 sqft (0.16 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	496 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024802
Street Address	5131 BREEZY POINT RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 6 BLK 2 SEC 1 BREEZY POINT
Legal Subdivision	PLAT #1 OF PLUM POINT
Legal Block	2
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5131 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 21, 2020	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Book / Page	5647 / 116
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	5131 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059790288
Date	Jun 2, 2021
Book Page	5979/288

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 21, 2020
Property Address	5131 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547
Document Number	0056470116
Book / Page	5647 / 116
Map Reference	LB AAH 19 FO 323
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5131 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547

Mortgage

Document Number	5647123
Date	Jul 21, 2020
Instrument	5647/123

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,633 (+17.86%)	$284,500 (+12.94%) Land $152,000 Building $132,500
2025	$3,057.00 (+26.74%)
2023	$2,412.00 Homeowner's exemption	$232,167	$251,900 Land $152,000 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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