Calvert County property record for 5109 Breezy Point Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,302 sqft · built 1938 |
| Lot Size | 0.167 acres (7,281 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Nov 2024) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-024934 |
| Primary APN | 02-024934 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,302 sqft Total Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,281 sqft (0.167 acres) |
| View / Lot | Waterfront |
| Porch | Porch |
| Porch Area | 154 sqft |
| Deck Area | 201 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 024934 |
|---|---|
| Street Address | 5109 BREEZY POINT RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 11 BLK 2 SEC 1 BREEZY POINT |
| Legal Subdivision | BREEZY PT |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860502 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5109 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Prior Sale | May 9, 2024 · Amount on Record |
| Deed Book / Page | 6656 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 9, 2024 |
| Property Address | 5109 BREEZY POINT RD, CHESAPEAKE BEACH, MD 20732-3547 |
| Document Number | 0065650120 |
| Book / Page | 6565 / 120 |
| Map Reference | LB AAH 19 FO 323 |
| Instrument Date | May 3, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4700 ALLEN EARLIE RD, PRINCE FREDERICK, MD 20678-3734 |
| Document Number | 0006565126 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 6565/126 |
| Name | BAY PRIVATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,267 (+64.55%) | $369,700 (+90.17%) Land $152,200 Building $217,500 | |
| 2025 | $2,950.00 (+50.13%) | ||
| 2023 | $1,965.00 | $189,167 | $194,400 Land $124,200 Building $70,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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