5131 Bard Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5131 Bard Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,986 sqft · built 2002
Lot Size	4.92 acres (214,315 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2020)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-129-100-0008-10`

Property Details

APN / Parcel Number

Primary APN	`61-06-129-100-0008-10`
Alternative APN	`06129100000810`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft
Basement Area	1,986 sqft
Unfinished Basement	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	214,315 sqft (4.92 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5131 BARD RD
City	WHITEHALL
State	MI
Zip	49461-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 29 T11N R17W W 1/2 OF E 1/2 OF W 1/2 OF NE 1/4 OF NW 1/4 SUBJECT TO UTILITY EASEMENT L3507 P270
Legal Range	17W
Legal Township	11N
Legal Section	29
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2012
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5131 BARD RD, WHITEHALL, MI 49461-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20205703096
Deed Book / Page	4237 / 411
Prior Transfer Date	Mar 20, 2003
Prior Transfer Doc	0005032966
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5131 BARD RD, WHITEHALL, MI 49461-9702
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004112/430
Date	Feb 21, 2017
Book Page	4112/430
Instrument	5578235

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 26, 2020
Property Address	5131 BARD RD, WHITEHALL, MI 49461-9702
Document Number	004237/411
Book / Page	4237 / 411
Instrument Date	Oct 22, 2020
Instrument	5703096
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5131 BARD RD, 5131, WHITEHALL, MI 49461-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14711 LAKE MICHIGAN DR, WEST OLIVE, MI 49460-9615

Mortgage

Document Number	0004237412
Date	Oct 26, 2020
Instrument	4237/412

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 19, 2017
Property Address	5131 BARD RD, WHITEHALL, MI 49461-9702
Document Number	4129/019
Book / Page	4129 / 019
Instrument Date	May 19, 2017
Instrument	5594807
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5131 BARD RD, 5131, WHITEHALL, MI 49461-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 BARD RD, WHITEHALL, MI 49461-9702

Mortgage

Document Number	5594808
Date	Jul 19, 2017
Instrument	5594808

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,100 (+6.28%)	$494,200 (+6.28%)
2025	$4,726.00 Homeowner's exemption	$232,500	$465,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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