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5130 Sun Palm Dr, Windermere, FL 34786 Property Records

Orange County property record for 5130 Sun Palm Dr, Windermere, FL 34786 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,723 sqft · built 1987
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Last Sale$512,200 (Jun 2026)
Tax Bill$8,031 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2025 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-23-28-8078-02-200

Property Details

APN / Parcel Number

Primary APN16-23-28-8078-02-200
Alternative APNs
  • 282316807802200
  • 284052
  • 288895
  • 293060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,723 sqft Living Area
Gross Area2,224 sqft
1st Floor Area1,723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,803 sqft (0.248 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5130 SUN PALM DR
CityWINDERMERE
StateFL
Zip34786-8817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE FOUR 18/105 LOT 220
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 4
Legal Phase4
Legal Tract8078
Legal Block2
Legal Lot Number220
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8078-02-200

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8331 ALVARADO DR, HUNTINGTON BEACH, CA 92646-6106
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 30, 2025Warranty Deed, Construction Loan · Construction Mortgage
CHAMPIONS FUNDING LLC
Aug 02, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleSep 30, 2025 · Amount on Record
Deed Document Number2026304998
Prior Transfer DateJul 26, 2017
Prior Transfer Doc0000428674
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 01, 2026
Property Address5130 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000304998
Instrument DateMay 12, 2026
Instrument2026304998
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyCOAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$362,125.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8331 ALVARADO DR, HUNTINGTON BEACH, CA 92646-6106

Mortgage

Document Number0000304999,
DateJun 01, 2026
Instrument2026304999
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 30, 2025
Property Address5130 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000565748
Map ReferenceMB 18 PG 105&106
Instrument DateSep 17, 2025
Instrument20250565748
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2025
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9101 PALM TREE DR, WINDERMERE, FL 34786-8808

Transferred To (Grantee/Buyer)

NameVerified Name
Address6088 MASTERS BLVD, ORLANDO, FL 32819-4304

Mortgage

Document Number0000565749
DateSep 30, 2025
Instrument20250565749
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateAug 02, 2017
Property Address5130 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000428674
Instrument DateJul 26, 2017
Instrument428674
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5130 SUN PALM DR WINDERMERE FL 347868817, WINDERMERE, FL 34786-8817

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$440,430 (-2.16%) Land $145,000 Building $295,430$440,430 (-2.16%) Land $145,000 Building $295,430
2025$8,031.00 (+121.18%) Homeowner's exemption$450,140 (+97.63%) Land $145,000 Building $305,140$450,140 (+3.27%) Land $145,000 Building $305,140
2024$3,631.00 (+7.14%) Homeowner's exemption$227,769 (+3%)$435,906 (+11.87%) Land $145,000 Building $290,906
2023$3,389.00 (+4.66%) Homeowner's exemption$221,135 (+3%)$389,656 (+20.44%) Land $145,000 Building $244,656
2022$3,238.00 Homeowner's exemption$214,694$323,522 Land $135,000 Building $188,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
50 of 59 on primary residences
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 2 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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