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5124 Sun Palm Dr, Windermere, FL 34786 Property Records

Orange County property record for 5124 Sun Palm Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,084 sqft · built 1987
Lot Size0.262 acres (11,401 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Apr 2023)
Tax Bill$8,372 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-23-28-8078-02-190

Property Details

APN / Parcel Number

Primary APN16-23-28-8078-02-190
Alternative APNs
  • 282316807802190
  • 284050
  • 288894
  • 293059

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,084 sqft Living Area
Gross Area2,653 sqft Gross Area
1st Floor Area2,084 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,401 sqft (0.262 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area484 sqft Garage
PorchFinished/Open Porch
Porch Area85 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5124 SUN PALM DR
CityWINDERMERE
StateFL
Zip34786-8817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE FOUR 18/105 LOT 219
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 4
Legal Phase4
Legal Tract8078
Legal Block2
Legal Lot Number219
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8078-02-190

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleJul 10, 1998 · Amount on Record
Deed Document Number2023183275
Prior Transfer DateDec 23, 2005
Prior Transfer Doc0000116863
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 03, 2023
Property Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000183275
Map ReferenceMB 18 PG 105
Instrument DateMar 28, 2023
Instrument20230183275
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 23, SWEETSER, IN 46987-0023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817

Mortgage

Document Number0000183276
DateApr 03, 2023
Instrument20230183276
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817
Transaction TypeMortgage
Record UpdatedJan 03, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000601157
DateOct 01, 2021
Instrument20210601157
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000403900
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5124 SUN PALM DR WINDERMERE FL 347868817, WINDERMERE, FL 34786-8817

Mortgage

Document Number0000403900
DateJul 01, 2019
Instrument403900
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5124 SUN PALM DR, WINDERMERE, FL 34786-8817
Document Number0000078006
Instrument DateFeb 02, 2017
Transaction TypeMortgage
Record UpdatedApr 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5124 SUN PALM DR WINDERMERE FL 347868817, WINDERMERE, FL 34786-8817

Mortgage

Document Number0000078006
DateFeb 10, 2017
Instrument78006
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$500,220 (-2.21%) Land $145,000 Building $355,220$500,220 (-2.21%) Land $145,000 Building $355,220
2025$8,372.00 (-3.43%)$511,530 (+143.01%) Land $145,000 Building $366,530$511,530 (+15.48%) Land $145,000 Building $366,530
2024$8,669.00 (+169.14%)
2023$3,221.00 (+4.78%) Homeowner's exemption$210,497 (+3%)$442,961 (+21.23%) Land $145,000 Building $297,961
2022$3,074.00 Homeowner's exemption$204,366$365,397 Land $135,000 Building $230,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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