5130 Downing Dr, Fort Mill, SC 29708 Property Records

York County property record for 5130 Downing Dr, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,912 sqft · built 2007
Lot Size0.354 acres (15,416 sqft)
OwnerIndividual Name on File
Last Sale$530,874 (Sep 2007)
Tax Bill$4,514 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN655-11-01-154

Property Details

APN / Parcel Number

Primary APN655-11-01-154

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,912 sqft Living Area
Gross Area6,787 sqft
1st Floor Area1,662 sqft
2nd Floor Area2,250 sqft
Basement Area1,662 sqft
Unfinished Basement1,662 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area15,416 sqft (0.354 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area471 sqft
Patio Area190 sqft

Location & Zoning

Street Address5130 DOWNING DR
CityFORT MILL
StateSC
Zip29708-6519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLT# 1142 BAXTER WEST PH XXIX
Legal SubdivisionBAXTER
Legal Lot Number1142
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1001
Census Tract61004

Owner

5130 Downing Dr is owned and occupied by an individual who acquired it in March 2018.

Source: York County records, as of May 5, 2026

Owner of RecordIndividual Name on File
Mailing Address5130 DOWNING DR, FORT MILL, SC 29708-6519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Feb 8, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 16, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2007 · Amount on File
Deed SaleSep 4, 2007 · Amount on File
Prior SaleOct 23, 2006 · Amount on File
Deed Book / Page9399 / 10
Last Transfer DateMar 9, 2018
Transfer Doc1687600047
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address5130 DOWNING DR, FORT MILL, SC 29708-6519
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1973000236
DateNov 2, 2021
Book Page19730/236
Instrument2021062732
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address5130 DOWNING DR, FORT MILL, SC 29708-6519
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5130 DOWNING DR, FORT MILL, SC 29708-6519

Mortgage

Document Number1996500188
DateFeb 8, 2022
Book Page19965/188
Instrument2022006145
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueFeb 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address5130 DOWNING DR, FORT MILL, SC 29708-6519
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1790100211
DateNov 13, 2019
Book Page17901/211
Instrument2019049641
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 12, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYORK SC
Recording DateMar 16, 2018
Property Address5130 DOWNING DR, FORT MILL, SC 29708-6519
Document Number1687600047
Book / Page016876 / 000047
Instrument DateMar 9, 2018
Instrument10717
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5130 DOWNING DR FORT MILL SC 297086519, FORT MILL, SC 29708-6519

Tax Assessment & Valuation

The 2025 property tax bill for 5130 Downing Dr was $4,514.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,514.00$25,709 Land $3,829 Building $21,880$839,200 Land $125,000 Building $714,200
2023$3,791.00$22,356 Land $4,968 Building $17,388$562,491 Land $125,000 Building $437,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5130 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5130 Downing Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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