York County property record for 5101 Downing Dr, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,552 sqft · built 2007 |
| Lot Size | 0.227 acres (9,872 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $917,000 (Sep 2026) |
| Tax Bill | $3,692 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 655-11-01-141 |
| Primary APN | 655-11-01-141 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,552 sqft Living Area |
| Gross Area | 4,394 sqft |
| 1st Floor Area | 1,641 sqft |
| 2nd Floor Area | 1,911 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,872 sqft (0.227 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 16 sqft |
| Patio Area | 140 sqft |
| Street Address | 5101 DOWNING DR |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-6519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LT# 1131 BAXTER WEST PH XXIX |
| Legal Subdivision | BAXTER |
| Legal Lot Number | 1131 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 61004 |
Source: York County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS |
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 20, 2018 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Feb 12, 2019 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Jun 4, 2013 · Amount on Record |
| Deed Document Number | 202633654 |
| Deed Book / Page | 22823 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 17, 2026 |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Document Number | 0000033654 |
| Book / Page | 22823 / 24 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202633654 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240,804.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Document Number | 0000033655, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202633655 |
| Name | E HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1903100217 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 19031/217 |
| Instrument | 2021010928 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012200226 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 20122/226 |
| Instrument | 2022018025 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1693300214 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 16933/214 |
| Instrument | 201800016500 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1740100395 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 17401/395 |
| Instrument | 2019005511 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 5101 DOWNING DR, FORT MILL, SC 29708-6519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1801400388 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 18014/388 |
| Instrument | 2020001267 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2049 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,692.00 (+19.06%) | $21,027 (+15%) Land $3,729 Building $17,298 | $704,800 (+46.37%) Land $125,000 Building $579,800 |
| 2023 | $3,101.00 | $18,285 Land $4,747 Building $13,538 | $481,521 Land $125,000 Building $356,521 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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