513 Willard St, Madison, AL 35758 Property Records

Madison County property record for 513 Willard St, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,132 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$183,500 (Feb 2023)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-4-004-048.000`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-4-004-048.000`
Alternative APNs	`042315` `480696` `596265`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596265
Street Address	513 WILLARD ST
City	MADISON
State	AL
Zip	35758-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 7 CLIFT ACRES S/D PB 3 PG 192
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	CLIFT ACRES S/D
Legal Block	7
Legal Lot Number	12
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2018
Census Tract	11027

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1311 CHESTERFIELD RD SE, HUNTSVILLE, AL 35803-3683
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	D 20233807
Deed Book / Page	DEED 2023 / 3807
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	513 WILLARD ST, MADISON, AL 35758-1238
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SWOPE AVE, COLORADO SPRINGS, CO 80909-4735

Mortgage

Document Number	0000015452
Date	Feb 2, 2023
Book Page	MTG 2023/15452

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	513 WILLARD ST, MADISON, AL 35758-1238
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 WILLARD ST, MADISON, AL 35758-1238

Mortgage

Document Number	0000082827
Date	Oct 16, 2020
Instrument	2020-00082827

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Oct 30, 2018
Property Address	513 WILLARD ST, MADISON, AL 35758-1238
Document Number	0000069547
Instrument Date	Oct 30, 2018
Instrument	69547
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 WILLARD ST MADISON AL 357581238, MADISON, AL 35758-1238

Mortgage

Document Number	69548
Date	Oct 30, 2018
Instrument	69548

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (+152.89%)	$39,000 (+143.75%) Land $9,860 Building $29,140	$197,800 (+23.7%) Land $50,000 Building $147,800
2023	$1,074.00 (+13.77%) Homeowner's exemption	$16,000 (+13.15%) Land $4,000 Building $12,000	$159,900 (+13.16%) Land $40,000 Building $119,900
2022	$944.00 Homeowner's exemption	$14,140 Land $3,260 Building $10,880	$141,300 Land $32,500 Building $108,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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