508 Willard St, Madison, AL 35758 Property Records

Madison County property record for 508 Willard St, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,457 sqft · built 1970
Lot Size	0.381 acres (16,610 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (May 2017)
Tax Bill	$1,397 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-4-004-021.000`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-4-004-021.000`
Alternative APNs	`042408` `551998`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,610 sqft (0.381 acres)
Lot Dimensions	140 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	551998
Street Address	508 WILLARD ST
City	MADISON
State	AL
Zip	35758-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 8 CLIFT ACRES S/D PB 3 PG 192
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	CLIFT ACRES S/D
Legal Block	8
Legal Lot Number	10
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2019
Census Tract	11027

Owner

508 Willard St is owned and occupied by two individuals who acquired it in June 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 WILLARD ST, MADISON, AL 35758-1293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Jul 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Jul 3, 2006
Deed Document Number	2017266030
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000052728
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	508 WILLARD ST, MADISON, AL 35758-1293
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025354
Date	Feb 10, 2026
Book Page	2026/25354

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	220 WYNN DR NW, HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jul 21, 2020
Property Address	508 WILLARD ST, MADISON, AL 35758-1293
Document Number	0000052728
Instrument Date	Jun 22, 2020
Instrument	52728
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$112.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 WILLARD ST MADISON AL 357581293, MADISON, AL 35758-1293

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	May 12, 2017
Property Address	508 WILLARD ST, MADISON, AL 35758-1293
Document Number	0000266030
Instrument Date	May 10, 2017
Instrument	266030
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 WILLARD ST MADISON AL 357581293, MADISON, AL 35758-1293

Mortgage

Document Number	266040
Date	May 12, 2017
Instrument	266040

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 508 Willard St was $1,397, down 49.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,397.00 (-49.73%)
2025	$2,779.00	$39,880 Land $9,860 Building $30,020	$202,100 Land $50,000 Building $152,100
2023	$2,551.00 (+12.73%)	$36,600 (+12.75%) Land $8,000 Building $28,600	$183,000 (+12.75%) Land $40,000 Building $143,000
2022	$2,263.00	$32,460 Land $6,500 Building $25,960	$162,300 Land $32,500 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Willard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Willard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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