513 W Osage, Clever, MO 65631 Property Records

Christian County property record for 513 W Osage, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 2006
Lot Size	0.279 acres (12,155 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,436 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-1-5.087`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-1-5.087`
Alternative APN	`09-0.4-20-002-001-005.087`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,155 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	513 W OSAGE
City	CLEVER
State	MO
Zip	65631-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 SOUTHWEST PLACE 2ND ADDITION
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	SOUTHWEST PLACE 2ND ADDITION
Legal Lot Number	15
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	20102

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 W OSAGE, CLEVER, MO 65631-6742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Sep 30, 2019	Deed of Trust, Mortgage BLUCURRENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023
Deed Sale	Dec 18, 2023
Prior Sale	Mar 6, 2018
Deed Document Number	202313886
Deed Book / Page	2023 / 13707
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 18, 2023
Property Address	513 W OSAGE, CLEVER, MO 65631-6742
Document Number	0202313736
Book / Page	2023 / 13736
Instrument Date	Dec 15, 2023
Instrument	2023L13915
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	NOT AVAILABLE, GREAT AMER TTL TTL ALL BRANC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PRAIRIE RIDGE RD, OZARK, MO 65721-6126
Investor	Possibly a Property Investor

Mortgage

Document Number	2023L13916
Date	Dec 18, 2023
Instrument	2023L13916

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	513 W OSAGE, CLEVER, MO 65631-6742
Document Number	0201913408
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W OSAGE CLEVER MO 656316742, CLEVER, MO 65631-6742

Mortgage

Document Number	0201913408
Date	Oct 4, 2019
Book Page	002019/013408
Instrument	13541

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,660 (+6.11%)	$129,800 (+6.13%) Land $25,000 Building $104,800
2024	$1,436.00
2023		$23,240 (+8.9%)	$122,300 (+8.9%) Land $25,000 Building $97,300
2022		$21,340
2021			$112,300 Land $15,000 Building $97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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