506 W Osage, Clever, MO 65631 Property Records

Christian County property record for 506 W Osage, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,621 sqft · built 2006
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Mar 2025 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-1-5.092`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-1-5.092`
Alternative APN	`09-0.4-20-002-001-005.092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,621 sqft Adjusted Area
1st Floor Area	1,374 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	135 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	506 W OSAGE
City	CLEVER
State	MO
Zip	65631-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SOUTHWEST PH 2
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	668 SOUTHWEST PLACE
Legal Phase	2
Legal Lot Number	20
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2014
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	506 W OSAGE, CLEVER, MO 65631-6742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Warranty Deed, Transfer · USDA Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit OZARK BANK
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025
Deed Sale	Mar 6, 2025
Prior Sale	Aug 28, 2017
Deed Document Number	2025002207
Deed Book / Page	2025 / 002207
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 6, 2025
Property Address	506 W OSAGE, CLEVER, MO 65631-6742
Document Number	0202502207
Book / Page	2025 / 2207
Instrument Date	Mar 6, 2025
Instrument	2025L02236
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 W OSAGE, CLEVER, MO 65631-6742

Mortgage

Document Number	2025L02237
Date	Mar 6, 2025
Instrument	2025L02237

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	506 W OSAGE, CLEVER, MO 65631-6742
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 W OSAGE ST, CLEVER, MO 65631-6742

Mortgage

Document Number	0202307823
Date	Jul 24, 2023
Book Page	2023/7823
Instrument	2023L07929

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	506 W OSAGE, CLEVER, MO 65631-6742
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102007
Date	Feb 1, 2021
Book Page	2021/2007
Instrument	2021L02022

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 28, 2017
Property Address	506 W OSAGE, CLEVER, MO 65631-6742
Document Number	0201711046
Book / Page	002017 / 011046
Instrument Date	Aug 22, 2017
Instrument	11161
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 W OSAGE CLEVER MO 656316742, CLEVER, MO 65631-6742

Mortgage

Document Number	201711047
Date	Aug 28, 2017
Book Page	002017/011047
Instrument	11162

Lender

Name	BANK OF MO
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$23,070 (+6.02%)	$121,400 (+6.03%) Land $25,000 Building $96,400
2023	$21,760	$114,500 Land $25,000 Building $89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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