Elko County property record for 513 Sumac Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1998 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2024) |
| Tax Bill | $2,045 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-017-017 |
| Primary APN | 047-017-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,204 sqft |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 513 SUMAC DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 402 SPRING CREEK CORPORATION FILE 68748 |
| Legal Subdivision | SPRING CREEK TRACT 402 |
| Legal Tract | 402 |
| Legal Block | 17 |
| Legal Lot Number | 17 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 951201 |
513 Sumac Dr is owned and occupied by an individual who bought it in December 2024.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 SUMAC DR, SPRING CREEK, NV 89815-7215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Deed Document Number | 2024844592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 513 SUMAC DR, SPRING CREEK, NV 89815-7215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000785349 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 785349 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2026 property tax bill for 513 Sumac Dr was $2,045, up 5.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,045.00 (+5.41%) | $77,388 (-2.06%) Land $21,000 Building $56,389 | $221,109 (-2.06%) Land $60,000 Building $161,111 |
| 2025 | $1,940.00 | $79,017 Land $21,000 Building $58,017 | $225,763 Land $60,000 Building $165,763 |
| 2023 | $1,624.00 (+5.52%) | $67,322 (+17.26%) Land $11,200 Building $56,122 | $192,349 (+17.26%) Land $32,000 Building $160,349 |
| 2022 | $1,539.00 | $57,412 Land $11,200 Building $46,212 | $164,034 Land $32,000 Building $132,034 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 513 Sumac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 513 Sumac Dr is extreme, ranking above 98.8% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.8% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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