504 Sumac Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 504 Sumac Dr, Spring Creek, NV 89815

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 2019
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on File
Last Sale$309,780 (Mar 2020)
Tax Bill$3,618 (2026)
Deeds & MortgagesMar 2020 Sale & Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN047-016-003

Property Details

APN / Parcel Number

Primary APN047-016-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,843 sqft
1st Floor Area1,856 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area57,064 sqft
Garage TypeAttached
Garage Area987 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address504 SUMAC DR
CitySPRING CREEK
StateNV
Zip89815-7265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionTRACT 402 SPRING CREEK CORPORATION FILE 68748
Legal SubdivisionSPRING CREEK TRACT 402
Legal Tract402
Legal Block16
Legal Lot Number3
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3001
Census Tract951201

Owner

504 Sumac Dr is owned and occupied by an individual who bought it in March 2020.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address504 SUMAC DR, SPRING CREEK, NV 89815-7265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Feb 27, 2019Deed of Trust, Mortgage
SH KROHNGOLD LLC
Sep 18, 2018Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2020 · Amount on File
Deed SaleMar 4, 2020 · Amount on File
Prior SaleSep 18, 2018 · Amount on File
Deed Document Number2020766064
Record UpdatedOct 29, 2026

March 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateMar 4, 2020
Property Address504 SUMAC DR, SPRING CREEK, NV 89815-7265
Document Number0000766064
Map ReferenceFILE 68748
Instrument DateMar 3, 2020
Instrument766064
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,209.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address780 W SILVER ST # ST104, 780, ELKO, NV 89801-3819

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 SUMAC DR, SPRING CREEK, NV 89815-7265

Mortgage

Document Number0000766065
DateMar 4, 2020
Instrument766065
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address504 SUMAC DR, SPRING CREEK, NV 89815-7265
Document Number0000752117
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address233 CROYDON CT SPRING CREEK NV 898155326, SPRING CREEK, NV 89815-5326

Mortgage

Document Number0000752117
DateMar 4, 2019
Instrument752117
Lender
NameSH KROHNGOLD LLC
Address2300 GREENSBURG CIR, RENO, NV 89509-6877
Agreement
AmountAmount on Record

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionELKO NV
Recording DateSep 18, 2018
Property Address504 SUMAC DR, SPRING CREEK, NV 89815-7265
Document Number0000746077
Instrument DateSep 4, 2018
Instrument746077
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$136.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address233 CROYDON CT SPRING CREEK NV 898155326, SPRING CREEK, NV 89815-5326
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 504 Sumac Dr was $3,618, down 1.6% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,618.00 (-1.63%)$135,074 (-1.64%) Land $21,000 Building $114,074$385,926 (-1.64%) Land $60,000 Building $325,926
2025$3,678.00$137,321 Land $21,000 Building $116,321$392,346 Land $60,000 Building $332,346
2023$2,996.00 (+8%)$120,867 (+16.71%) Land $11,200 Building $109,667$345,334 (+16.71%) Land $32,000 Building $313,334
2022$2,774.00$103,564 Land $11,200 Building $92,364$295,897 Land $32,000 Building $263,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Sumac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Sumac Dr is extreme, ranking above 99.6% of the US, with a 5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.6% of the US · above 97.8% of Nevada
Wildfire Likelihood5% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
CC Communications Broadband
Fiber
1,000 / 1,000
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20

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