513 Smith St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 513 Smith St, Schenectady, NY 12305

Property Summary

Property Type	Commercial
Details	built 1946
Lot Size	0.121 acres (5,280 sqft)
Owner	Company Name on Record
Last Sale	$1,000 (Aug 2020)
Tax Bill	$375 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.80-2-34`

Property Details

APN / Parcel Number

Primary APN	`421500 39.80-2-34`
Alternative APN	`150003908000020340000000`

Interior

Stories	3 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1969
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	160 ft deep x 34 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	513 SMITH ST
City	SCHENECTADY
State	NY
Zip	12305
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	05 - COMME
Legal Description	3 BRICK
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1015
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 RIVER ST, 4, TROY, NY 12180-1256
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Lease, Transfer · Unknown BERKSHIRE BANK
Aug 5, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	202022650
Deed Book / Page	2039 / 172
Record Updated	Oct 29, 2026

January 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 6, 2022
Property Address	513 SMITH ST, SCHENECTADY, NY 12305
Document Number	0000001003
Book / Page	2075 / 654
Instrument Date	Dec 21, 2021
Instrument	202201003
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 LAFAYETTE ST # 200, 204, SCHENECTADY, NY 12305-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 STATE ST, SCHENECTADY, NY 12305-2322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001012
Date	Jan 6, 2022
Book Page	5187/446
Instrument	202201012

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	ALBANY, NY 12207

Agreement

Type	Unknown
Amount	Amount Recorded

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 5, 2020
Property Address	513 SMITH ST, SCHENECTADY, NY 12305
Document Number	0000022650
Book / Page	002039 / 000172
Instrument Date	Jul 31, 2020
Instrument	22650
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	204 LAFAYETTE ST SCHENECTADY NY 123052406, SCHENECTADY, NY 12305-2406

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$375.00 (+2.74%)
2025	$365.00 (-80.66%)	$23,500 (-) Land $18,500 Building $5,000	$38,914 (+30.82%) Land $30,634 Building $8,280
2023		$23,500 (-) Land $18,500 Building $5,000	$29,747 (+3.8%) Land $23,418 Building $6,329
2022		$23,500 Land $18,500 Building $5,000	$28,659 Land $22,561 Building $6,098
2021	$1,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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