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511 Smith St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 511 Smith St, Schenectady, NY 12305

Property Summary

Property TypeCommercial
Lot Size0.103 acres (4,472 sqft)
OwnerCompany Name on File
Last Sale$1,000 (Aug 2020)
Tax Bill$365 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.80-2-35

Property Details

APN / Parcel Number

Primary APN421500 39.80-2-35
Alternative APN
  • 150003908000020350000000

Exterior

Lot Area4,472 sqft (0.103 acres)
Lot Dimensions133 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address511 SMITH ST
CitySCHENECTADY
StateNY
Zip12305
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code05
Legal DescriptionPARKING LOT
Legal Block2
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1015
Census Tract21001

Owner

Source: Schenectady County and Schenectady City assessment roll, APN 421500 39.80-2-35, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address701 RIVER ST, 4, TROY, NY 12180-1256
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Unknown
BERKSHIRE BANK
Dec 21, 2020Warranty Deed, Transfer
NOT AVAILABLE
Aug 05, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2020 · Amount on Record
Deed SaleAug 05, 2020 · Amount on Record
Deed Document Number202022650
Deed Book / Page2039 / 172
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address511 SMITH ST, SCHENECTADY, NY 12305
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001012
DateJan 06, 2022
Book Page5187/446
Instrument202201012
Lender
NameBERKSHIRE BANK
TypeBank
AddressALBANY, NY 12207
Agreement
TypeUnknown
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 21, 2020
Property Address511 SMITH ST, SCHENECTADY, NY 12305
Document Number0000040317
Book / Page002048 / 000315
Instrument DateJul 31, 2020
Instrument40317
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 LAFAYETTE ST SCHENECTADY NY 123052406, SCHENECTADY, NY 12305-2406

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 05, 2020
Property Address511 SMITH ST, SCHENECTADY, NY 12305
Document Number0000022650
Book / Page002039 / 000172
Instrument DateJul 31, 2020
Instrument22650
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$4.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address204 LAFAYETTE ST SCHENECTADY NY 123052406, SCHENECTADY, NY 12305-2406

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$365.00 (-76%)$18,100 (-) Land $15,700 Building $2,400$29,972 (+30.82%) Land $25,998 Building $3,974
2023$18,100 (-) Land $15,700 Building $2,400$22,911 (+3.8%) Land $19,873 Building $3,038
2022$18,100 Land $15,700 Building $2,400$22,073 Land $19,146 Building $2,927
2021$1,521.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 486 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Redburn Infrastructure.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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