St. Johns County property record for 513 Sky Ridge Ct, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,297 sqft · built 2005 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,500 (Mar 2021) |
| Tax Bill | $4,096 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029322-0050 |
| Primary APN | 029322-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,297 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 513 SKY RIDGE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 49/50-54 WHISPER RIDGE UNIT 2 LOT 5 OR5222/794 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 01 |
| Legal Subdivision | WHISPER RIDGE UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20906 |
513 Sky Ridge Ct is owned and occupied by two individuals who bought it in March 2021.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP |
| Sep 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on File |
| Deed Sale | Mar 30, 2021 · Amount on File |
| Prior Sale | Mar 17, 2005 · Amount on File |
| Deed Document Number | 202134906 |
| Deed Book / Page | 5222 / 794 |
| Prior Transfer Date | Sep 21, 2018 |
| Prior Transfer Doc | 0046171186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Document Number | 0055231897 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5523/1897 |
| Instrument | 2022031916 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 30, 2021 |
| Property Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Document Number | 0052220794 |
| Book / Page | 5222 / 794 |
| Map Reference | MB 49 PG 50-54 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021034906 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,292.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 BIRCHSHIRE LN, PALM COAST, FL 32137-9329 |
| Name | Verified Name |
|---|---|
| Address | 513 SKY RIDGE CT, ST AUGUSTINE, FL 32092-3771 |
| Document Number | 0005222796 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 5222/796 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0050570662 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5057/662 |
| Instrument | 2020085035 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047821139 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 4782/1139 |
| Instrument | 2019062044 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 26, 2018 |
| Property Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Document Number | 0046171186 |
| Book / Page | 4617 / 1186 |
| Map Reference | MB49 PG50-54 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018069755 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 513 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771 |
| Document Number | 2018069756 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018069756 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 513 Sky Ridge Ct was $4,096 with a homeowner's exemption, up 12.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,682 (+2.7%) | $348,051 (-1.67%) Land $85,000 Building $263,051 | |
| 2025 | $4,096.00 (+12.68%) Homeowner's exemption | $318,093 (+2.9%) | $353,962 (-10.41%) Land $80,000 Building $273,962 |
| 2024 | $3,635.00 (+1.99%) Homeowner's exemption | $309,128 (+3%) | $395,070 (+3.28%) Land $110,000 Building $285,070 |
| 2023 | $3,564.00 (+2.95%) Homeowner's exemption | $300,124 (+3%) | $382,505 (+8.37%) Land $108,416 Building $274,089 |
| 2022 | $3,462.00 Homeowner's exemption | $291,383 | $352,978 Land $89,600 Building $263,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Sky Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Sky Ridge Ct is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures