509 Sky Ridge Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 509 Sky Ridge Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 2006
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2006)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`029322-0060`

Property Details

APN / Parcel Number

Primary APN	`029322-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	242 sqft
Porch	Finished/Open Porch
Porch Area	178 sqft
Deck Area	Deck Area
Patio Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 SKY RIDGE CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-3771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/50-54 WHISPER RIDGE UNIT 2 LOT 6 OR2725/1008
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 2
Legal Block	2
Legal Lot Number	6
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2012
Census Tract	20906

Owner

Source: St. Johns County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2006 · Amount on Record
Deed Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	200645243
Deed Book / Page	2725 / 1008
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2026
Property Address	509 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771
Document Number	0000078394
Book / Page	6436 / 575
Instrument Date	Sep 2, 2026
Instrument	202678394
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SKY RIDGE CT, SAINT AUGUSTINE, FL 32092-3771

Mortgage

Document Number	0000078394,
Date	Sep 14, 2026
Book Page	6436/575
Instrument	202678394

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,917 (+2.7%)	$366,631 (-0.81%) Land $85,000 Building $281,631
2025	$2,156.00 (+14.8%) Homeowner's exemption Widower's exemption	$179,082 (+5.99%)	$369,609 (+5.74%) Land $80,000 Building $289,609
2024	$1,878.00 (+2.34%)
2023	$1,835.00 (+0.49%) Homeowner's exemption Widower's exemption	$168,966 (+3%)	$349,537 (+12.94%) Land $88,088 Building $261,449
2022	$1,826.00 Homeowner's exemption Widower's exemption	$164,045	$309,485 Land $72,800 Building $236,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20