513 Silver Falls St, Joliet, IL 60431 Property Records

Will County property record for 513 Silver Falls St, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,072 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Oct 2024)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-403-131`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-403-131`

Exterior

Lot Area	8,072 sqft (0.19 acres)

Location & Zoning

Street Address	513 SILVER FALLS ST
City	JOLIET
State	IL
Zip	60431-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 IN SILVER LEAF SUB UNIT 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 14, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF SUB
Legal Lot Number	212
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	883211

Owner

513 Silver Falls St is owned and occupied by an individual who bought it in October 2024.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW CENTURY FCU
Apr 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage SELF-HELP FEDERAL CREDIT UNION
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Oct 18, 2019	Warranty Deed, Transfer AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	202456500
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028837
Date	Jun 12, 2023
Instrument	R2023028837

Lender

Name	NEW CENTURY FCU
Type	Credit Union
Address	JOLIET, IL 60435

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	May 30, 2028

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 14, 2021
Property Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396
Document Number	0000041829
Map Reference	DOC R2005176031
Instrument Date	Dec 9, 2020
Instrument	R2021041829
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396

Mortgage

Document Number	0000041830
Date	Apr 14, 2021
Instrument	R2021041830

Lender

Name	SELF-HELP FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396
Document Number	0000035020
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000035020
Date	May 8, 2020
Instrument	35020

Lender

Name	WILMINGTON TR NA
Address	246 GOOSE LN # 105, GUILFORD, CT 06437-2186

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 18, 2019
Property Address	513 SILVER FALLS ST, JOLIET, IL 60431-8396
Document Number	0000073726
Instrument Date	Sep 30, 2019
Instrument	73726
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY, AGENTS NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,039.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPERVILLE BLVD #200 NAPERVILLE IL 60563, 200, NAPERVILLE, IL 60563
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 513 Silver Falls St was $10,302.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,302.00	$128,954 (+3.7%) Land $19,067 Building $109,887	$386,862 (+3.7%) Land $57,201 Building $329,661
2024		$124,355 Land $17,598 Building $106,757	$373,065 Land $52,794 Building $320,271
2022	$8,152.00 Homeowner's exemption Additional exemption filed	$94,349 Land $14,961 Building $79,388	$283,047 Land $44,883 Building $238,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Silver Falls St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Silver Falls St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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