511 Silver Falls St, Joliet, IL 60431 Property Records

Will County property record for 511 Silver Falls St, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,192 sqft · built 2007
Lot Size	0.18 acres (7,826 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2024)
Tax Bill	$9,884 (2025)
Deeds & Mortgages	May 2019 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-403-130`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-403-130`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,826 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	511 SILVER FALLS ST
City	JOLIET
State	IL
Zip	60431-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 211 IN SILVER LEAF SUB UNIT 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 14, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF UNIT THREE
Legal Lot Number	211
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	883211

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 SILVER FALLS ST, JOLIET, IL 60431-8396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	202449324
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	511 SILVER FALLS ST, JOLIET, IL 60431-8396
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025868
Date	May 3, 2019
Instrument	R2019025868

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.44%
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 26, 2020
Property Address	511 SILVER FALLS ST, JOLIET, IL 60431-8396
Document Number	0000015698
Map Reference	DOC R2005-176013
Instrument Date	Feb 21, 2020
Instrument	R2020015698
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3424 KAREN DR, JOLIET, IL 60431-9020

Mortgage

Document Number	0000015699
Date	Feb 26, 2020
Instrument	R2020015699

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,884.00 (+15.74%)	$135,342 (+27.34%) Land $19,067 Building $116,275	$406,026 (+27.34%) Land $57,201 Building $348,825
2024		$106,287 (+7.91%) Land $17,598 Building $88,689	$318,861 (+7.91%) Land $52,794 Building $266,067
2022	$8,540.00 Homeowner's exemption Additional exemption filed	$98,496 Land $14,961 Building $83,535	$295,488 Land $44,883 Building $250,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

Nearby Properties on Silver Falls St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures