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513 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 513 Scotch Meadows Loop, Monroe, NC 28110 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Lot Size5,924 sqft (0.136 acres)
OccupancyOwner Occupied
Last Sale$431,500 (2024)
Tax Bill$3,476.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-143-185

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area5,924 sqft (0.136 acres)

Location & Zoning

Street Address513 SCOTCH MEADOWS LOOP
CityMONROE
StateNC
Zip28110-9866
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#84 SCOTCH MEADOWS MAP 3 OPCQ699
Legal SubdivisionSCOTCH MEADOWS MAP 3
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup4
Census Block4017
Census Tract20601

Owner

Source: Union County records · APN 09-143-185

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L
Oct 31, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 05, 2024Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Sep 22, 2023Warranty Deed, Transfer
Jan 05, 2024Correction Deed

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Deed Doc Number20242425
Deed Book / Page8849 / 199
Prior Transfer DateJan 03, 2023
Prior Transfer Doc0000088361
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Recording DateApr 10, 2026
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0000009585
Book / Page9346 / 670
Instrument DateApr 02, 2026
Instrument20269585
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009585,
DateApr 10, 2026
Book Page9346/670
Instrument20269585
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueApr 01, 2055
Interest
Rate6%
Max Rate-1%

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyTRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0000900570
DateOct 31, 2024
Book Page9005/70
Instrument26271
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2054

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0009108299
DateApr 30, 2025
Book Page9108/299
Instrument10464
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCORAOPOLIS, PA 15108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2055

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateFeb 05, 2024
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0008849199
Book / Page8849 / 199
Map ReferenceMB Q PG 699&700
Instrument DateFeb 05, 2024
Instrument2425
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$863.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0000002426
DateFeb 05, 2024
Instrument2426
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 22, 2023
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0008785309
Book / Page8785 / 309
Map ReferenceMB Q PG 699-700
Instrument DateSep 22, 2023
Instrument23094
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$462.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionUNION NC
Recording DateJan 05, 2024
Property Address513 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0000088361
Book / Page8836 / 1
Map ReferenceMB Q PG 699&700
Instrument DateJan 03, 2023
Instrument303
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,476.00 (+34,66%)$397,700 (+737.26%) Land $77,100 Building $320,600$397,700 (+737.26%) Land $77,100 Building $320,600
2023$10.00 Additional exemption filed$47,500 Land $47,500$47,500 Land $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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