543 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 543 Scotch Meadows Loop, Monroe, NC 28110 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$439,000 (2023)
Tax Bill$4,018.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-143-190

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area5,619 sqft (0.129 acres)

Location & Zoning

Street Address543 SCOTCH MEADOWS LOOP
CityMONROE
StateNC
Zip28110-9866
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#89 SCOTCH MEADOWS MAP 3 OPCQ699
Legal SubdivisionSCOTCH MEADOWS
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup4
Census Block4017
Census Tract20601

Owner

Source: Union County records · APN 09-143-190

Assessment roll updated March 31, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
May 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUIST BANK
Jun 30, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Deed Doc Number202328311
Deed Book / Page8817 / 517
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Transaction TypeMortgage
Record UpdatedApr 09, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0009334910
DateMar 26, 2026
Book Page9334/910
Instrument7962
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0008911412
DateMay 30, 2024
Book Page8911/412
Instrument12227
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0008993587
DateOct 14, 2024
Book Page8993/587
Instrument24581
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2039

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateNov 27, 2023
Property Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0008817517
Book / Page8817 / 517
Map ReferenceMB Q PG 699&700
Instrument DateNov 27, 2023
Instrument28311
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$878.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866

Mortgage

Document Number0000028312
DateNov 27, 2023
Instrument28312
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 30, 2023
Property Address543 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9866
Document Number0008736574
Book / Page8736 / 574
Map ReferenceMB Q PG 699-700
Instrument DateJun 30, 2023
Instrument15663
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$578.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,018.00 (+677.18%)$459,700 (+867.79%) Land $77,100 Building $382,600$459,700 (+867.79%) Land $77,100 Building $382,600
2023$517.00$47,500 Land $47,500$47,500 Land $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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