513 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 513 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,048 sqft · built 1961
Lot Size	0.162 acres (7,039 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2024)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-128-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-128-014-000`
Alternative APN	`33609`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,048 sqft Finished Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Finished Basement	850 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,039 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	296 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33609
Street Address	513 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 4 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1006
Census Tract	406

Owner

513 S Stephen Ave is owned and occupied by an individual who bought it in December 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	513 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK
	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	2024122748
Deed Book / Page	629-D / 842
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	513 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546
Investor	Possibly a Property Investor

Mortgage

Document Number	1916MTG/209
Date	Mar 5, 2021
Book Page	1916 MTG/209

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Sep 1, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	513 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1959MTG/795
Date	Sep 20, 2022
Book Page	1959 MTG/795

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	513 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 513 S Stephen Ave was $3,487.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,854 (+2.62%) Land $25,615 Building $239,239	$264,854 Land $25,615 Building $239,239
2025	$3,487.00	$258,100 (+25.66%) Land $25,900 Building $232,200
2024	$3,487.00	$205,400 Land $25,900 Building $179,500
2022	$3,073.00	$204,600 Land $25,900 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 S Stephen Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 S Stephen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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