Minnehaha County property record for 505 S Stephen Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1963 |
| Lot Size | 0.175 acres (7,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (May 2014) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jan 2014 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-23-128-012-000 |
| Primary APN | 01-22-23-128-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Finished Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,636 sqft (0.175 acres) |
| Lot Dimensions | 118 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 33607 |
|---|---|
| Street Address | 505 S STEPHEN AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 4 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 406 |
505 S Stephen Ave is owned and occupied by an individual who bought it in May 2014.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Jan 15, 2014 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CORTRUST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Deed Document Number | 2014407980 |
| Deed Book / Page | 555 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 505 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1888MTG/973 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 1888 MTG/973 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | WATERTOWN, SD 57201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 505 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 505 S STEPHEN AVE, SIOUX FALLS, SD 57103-2546 |
| Document Number | 0001751/24 |
|---|---|
| Date | Jan 15, 2014 |
| Book Page | 1751/24 |
| Instrument | 400878 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Seller |
| Address | SIOUX FALLS, SD 57103 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 14, 2019 |
The 2025 property tax bill for 505 S Stephen Ave was $4,181.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,656 (+2.69%) Land $27,000 Building $291,656 | $318,656 Land $27,000 Building $291,656 | |
| 2025 | $4,181.00 | $310,300 (+1.9%) Land $27,300 Building $283,000 | |
| 2024 | $4,181.00 | $304,500 Land $27,300 Building $277,200 | |
| 2022 | $4,048.00 | $271,300 Land $27,300 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 S Stephen Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 505 S Stephen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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