513 S Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 513 S Main St, O Fallon, MO 63366

Property Summary

Property TypeCommercial
Details10,000 sqft · built 1965
Lot Size1.06 acres (46,174 sqft)
OwnerCompany Name on Record
Last Sale$1,625,000 (May 2008)
Tax Bill$20,896 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNA962000764

Property Details

APN / Parcel Number

Primary APNA962000764
Alternative APN
  • 2-057A-7284-00-0001.0000000

Interior

Stories1 Story
Building Area10,000 sqft Gross Area
1st Floor Area10,000 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area46,174 sqft
PorchPorch
Porch Area111 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account NumberA962000764
Street Address513 S MAIN ST
CityO FALLON
StateMO
Zip63366-2534
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAB2
Legal DescriptionABBY LN SUB LOT 1
Legal SubdivisionABBY LN SUB
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1005
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9167, SPRINGFIELD, MO 65801-9167
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2008 · Amount on Record
Deed SaleMay 5, 2008 · Amount on Record
Deed Document Number2008327390
Deed Book / Page4982 / 850
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address513 S MAIN ST, O FALLON, MO 63366-2534
Document Number0069460661
Instrument DateJul 9, 2018
Transaction TypeMortgage
Record UpdatedJul 26, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9109 WATSON RD #4TH ST LOUIS MO 631262235, 4TH, ST LOUIS, MO 63126-2235

Mortgage

Document Number0069460661
DateJul 10, 2018
Book Page006946/000661
Instrument387260
Lender
NameGREAT STHRN BK
TypeBank
AddressCAYTON, MO 63105
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,417 (-)$948,177 (-) Land $277,044 Building $671,133
2025$20,896.00$303,417 (+4%)$948,177 (+4%) Land $277,044 Building $671,133
2023$291,747
2022$911,708 Land $277,044 Building $634,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1982)
Most Recent ClaimDec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

Nearby Properties on S Main St

Nearby Streets

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