507 S Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 507 S Main St, O Fallon, MO 63366

Property Summary

Property Type	Commercial
Details	5,016 sqft · built 2017
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$2,137,500 (Oct 2024)
Tax Bill	$26,148 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A962000765`

Property Details

APN / Parcel Number

Primary APN	`A962000765`
Alternative APN	`2-057A-7284-00-0002.0000000`

Interior

Stories	1 Story
Building Area	5,016 sqft Gross Area
1st Floor Area	5,016 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Roof Material	Built-Up Asphalt
Lot Area	27,878 sqft (0.64 acres)
Terrain	Steep

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	A962000765
Street Address	507 S MAIN ST
City	O FALLON
State	MO
Zip	63366-2534
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AB2
Legal Description	ABBY LN SUB LOT 2
Legal Subdivision	ABBY LN SUB
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1005
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6106, KETCHUM, ID 83340-6106
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jan 18, 2018	Deed of Trust, Mortgage BUSEY BANK
Mar 16, 2018	Loan Modification, Mortgage · Line of Credit BUSEY BK
Jul 13, 2017	Trustee's Deed, Construction Loan · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Deed Document Number	202444803
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	507 S MAIN ST, O FALLON, MO 63366-2534
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9556 MANCHESTER RD, SAINT LOUIS, MO 63119-1313

Mortgage

Document Number	0000020463
Date	Apr 8, 2022
Instrument	2022R-020463

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	507 S MAIN ST, O FALLON, MO 63366-2534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068680645
Date	Jan 18, 2018
Book Page	6868/0645
Instrument	20180118000031820

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	507 S MAIN ST, O FALLON, MO 63366-2534
Document Number	0068922455
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9556 MANCHESTER RD ST LOUIS MO 631191313, ST LOUIS, MO 63119-1313

Mortgage

Document Number	0068922455
Date	Mar 19, 2018
Book Page	006892/002455
Instrument	144580

Lender

Name	BUSEY BK
Type	Bank
Address	175 CARONDELET PLZ, CLAYTON, MO 63105-3429

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 13, 2017
Property Address	507 S MAIN ST, O FALLON, MO 63366-2534
Document Number	0067741282
Book / Page	006774 / 001282
Instrument Date	Jul 11, 2017
Instrument	433050
Transaction Type	Construction Loan
Record Updated	Jul 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9556 MANCHESTER RD ST LOUIS MO 631191313, ST LOUIS, MO 63119-1313

Mortgage

Document Number	67741282
Date	Jul 13, 2017
Book Page	006774/001282
Instrument	433050

Lender

Name	PNC BK
Type	Bank
Address	120 S CENTRAL AVE, ST LOUIS, MO 63105-1705

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,675 (-)	$1,186,485 (-) Land $167,268 Building $1,019,217
2025	$26,148.00 (-2.65%)	$379,675 (-)	$1,186,485 (-) Land $167,268 Building $1,019,217
2024	$26,859.00
2023		$379,675
2022			$1,186,485 Land $167,268 Building $1,019,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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