513 Panda Bear Ln, Bunnell, FL 32110 Property Records

Flagler County property record for 513 Panda Bear Ln, Bunnell, FL 32110 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Apr 2015)
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-12-29-5475-00040-0000`

Property Details

APN / Parcel Number

Primary APN	`34-12-29-5475-00040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 PANDA BEAR LN
City	BUNNELL
State	FL
Zip	32110-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 ACRES S & H UR SUBD PARCEL 4 & PARCEL 5 A/K/A BLOCK 10 THE N1/2 TR 3 & THE N 1/2 OF THE S1/2 TRACK 1
Legal Range	29E
Legal Township	12S
Legal Section	34
Legal Subdivision	S & H UR SUBD
Legal Tract	3
Legal Block	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2279
Census Tract	60206

Owner

Source: Flagler County records · APN 34-12-29-5475-00040-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 04, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	201510918
Deed Book / Page	2058 / 509
Prior Transfer Date	Mar 23, 2015
Prior Transfer Doc	0020580509
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406

Mortgage

Document Number	0029931812
Date	Sep 29, 2025
Book Page	2993/1812
Instrument	2025039562

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 PANDA BEAR LN, BUNNELL, FL 32110-5464

Mortgage

Document Number	0025910214
Date	Aug 04, 2021
Book Page	2591/214
Instrument	2021042533

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PANDA BEAR LN, BUNNELL, FL 32110-5406

Mortgage

Document Number	0027911189
Date	Jun 26, 2023
Book Page	2791/1189
Instrument	2023027362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,154.00 (+29.01%) Homeowner's exemption Disabled Person's exemption	$493,793 (+38.44%)	$580,124 (+40.09%) Land $250,000 Building $330,124
2023	$4,770.00 (+375.1%) Homeowner's exemption Disabled Person's exemption	$356,676 (+307.63%)	$414,099 (+373.26%) Land $87,500 Building $326,599
2022	$1,004.00	$87,500 Land $87,500	$87,500 Land $87,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 234 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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