138 Panda Bear Ln, Bunnell, FL 32110 Property Records

Flagler County property record for 138 Panda Bear Ln, Bunnell, FL 32110 · Last verified January 2026

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,628 sqft · built 2012
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Nov 2020)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-12-29-5475-00110-0000`

Property Details

APN / Parcel Number

Primary APN	`34-12-29-5475-00110-0000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Heated Area
Gross Area	2,048 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	966 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	138 PANDA BEAR LN
City	BUNNELL
State	FL
Zip	32110-5462
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0005.00 ACRES S & H UR SUBD PARCEL 11 A/K/A S1/2 OF N1/2 TRACT 3 BLOCK 15 OR BOOK 89 PG 334 OR 172 PG 487 OR 355 PG 961 RP# R
Legal Range	29E
Legal Township	12S
Legal Section	34
Legal Subdivision	S & H UR SUB
Legal Tract	3
Legal Block	15
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2279
Census Tract	60206

Owner

Source: Flagler County records · APN 34-12-29-5475-00110-0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2020	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	2020046390
Deed Book / Page	2493 / 1691
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 09, 2020
Property Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462
Document Number	0024931691
Book / Page	2493 / 1691
Map Reference	MB 1 PG 7
Instrument Date	Oct 30, 2020
Instrument	2020046390
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SAND WEDGE LN, 45, BUNNELL, FL 32110-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462

Mortgage

Document Number	0024931693
Date	Nov 09, 2020
Instrument	2493/1693

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462
Document Number	0024030001
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 PANDA BEAR LN BUNNELL FL 321105462, BUNNELL, FL 32110-5462

Mortgage

Document Number	0024030001
Date	Dec 04, 2019
Book Page	002403/000001
Instrument	45029

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 12, 2018
Property Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462
Document Number	0023051591
Book / Page	2305 / 1591
Map Reference	MB1 PG7
Instrument Date	Sep 06, 2018
Instrument	2018034677
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENAT CLOSING & TITLE SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 ROLLER LN, 27, PALM COAST, FL 32164-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PANDA BEAR LN, BUNNELL, FL 32110-5462

Mortgage

Document Number	2018034678
Date	Sep 12, 2018
Instrument	2018034678

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (-12.19%) Homeowner's exemption	$202,795 (+5.99%)	$281,052 (+13.37%) Land $125,000 Building $156,052
2023	$2,535.00 (+7.96%) Homeowner's exemption	$191,340 (+3%)	$247,904 (-1.53%) Land $87,500 Building $160,404
2022	$2,348.00 Homeowner's exemption Widower's exemption	$185,767	$251,754 Land $87,500 Building $164,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 234 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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