513 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 513 Oliver St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 724 sqft · built 1926
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Tax Bill	$724 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`055-31-19-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-19-006.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	724 sqft Finished Area
Gross Area	836 sqft

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0553119006.00
Street Address	513 OLIVER ST
City	COVINGTON
State	KY
Zip	41014-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 13 W 25' LOT 97
Legal Subdivision	PATTON
Legal Phase	13
Legal Lot Number	97
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	61000

Owner

Source: Kenton County records · APN 055-31-19-006.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 OLIVER ST, COVINGTON, KY 41014-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 1992
Deed Sale	Sep 21, 1992
Deed Document Number	0001081268
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	513 OLIVER ST, COVINGTON, KY 41014-1345
Document Number	0000000008
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 OLIVER ST COVINGTON KY 410141345, COVINGTON, KY 41014-1345

Mortgage

Document Number	0000000008
Date	Aug 22, 2018
Book Page	006482/000137
Instrument	8

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 21, 2038

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$724.00 (-0.55%)	$54,700 (-) Land $5,000 Building $49,700	$54,700 (-) Land $5,000 Building $49,700
2023	$728.00	$54,700 Land $5,000 Building $49,700	$54,700 Land $5,000 Building $49,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.