513 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 513 N 4th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,398 sqft · built 1970
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Jul 2011)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-170-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-170-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	60 ft deep x 84 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	N 76' OF LOT 1 & S 8' OF E 60' OF LOT 11 CHAMBERLAIN'S PLAT OF FIVE ACRE LOT 42
Legal Subdivision	CHAMBERLAINS
Legal Lot Number	1,11,42
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4007
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 3, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2011 · Amount on Record
Deed Sale	Jul 13, 2011 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Document Number	201119734
Deed Book / Page	4166 / 200
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	4064/321
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815

Mortgage

Document Number	0005860681
Date	Oct 14, 2025
Book Page	5860/681
Instrument	2025019471

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815

Mortgage

Document Number	0005614752
Date	Apr 19, 2023
Book Page	5614/752
Instrument	2023007132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N 4TH ST, SAINT CLAIR, MI 48079-4815

Mortgage

Document Number	0005528359
Date	Jun 3, 2022
Book Page	5528/359
Instrument	2022013626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,600 (-0.78%)	$153,200 (-0.78%)
2025	$2,054.00 (+2.8%) Homeowner's exemption	$77,200 (+16.44%)
2024	$1,998.00 (+7.59%)		$154,400 (+16.44%)
2023		$66,300
2022	$1,857.00		$132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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