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510 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 510 N 4th St, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,713 sqft · built 1942
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on File
Last Sale$222,000 (Jun 2022)
Tax Bill$3,926 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-07-049-0334-000

Property Details

APN / Parcel Number

Primary APN74-07-049-0334-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,713 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address510 N 4TH ST
CitySAINT CLAIR
StateMI
Zip48079-4814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 1 BLK 62 MAP OF ST CLAIR
Legal SubdivisionMAP OF ST CLAIR
Legal Block62
Legal Lot Number1
Legal Unit1
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group4
Census Block4013
Census Tract642000

Owner

Source: St. Clair County records · APN 74-07-049-0334-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address510 N 4TH ST, SAINT CLAIR, MI 48079-4814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Feb 23, 2022Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 07, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2022 · Amount on Record
Deed SaleJun 28, 2022 · Amount on Record
Prior SaleNov 07, 2018 · Amount on Record
Deed Document Number202215612
Deed Book / Page5536 / 714
Prior Transfer DateFeb 15, 2022
Prior Transfer Doc0005490922
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 28, 2022
Property Address510 N 4TH ST, SAINT CLAIR, MI 48079-4814
Document Number0005536714
Book / Page5536 / 714
Map ReferenceLB D PG 31
Instrument DateJun 07, 2022
Instrument2022015612
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyALLIANCE TITLE OF MICHIGAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 N 4TH ST, 510, SAINT CLAIR, MI 48079-4814

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 RIVER RD APT 105, 105, SAINT CLAIR, MI 48079-3629

Mortgage

Document Number0005530841
DateJun 10, 2022
Book Page5530/841
Instrument2022014174
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 23, 2022
Property Address510 N 4TH ST, SAINT CLAIR, MI 48079-4814
Document Number0005490922
Book / Page5490 / 922
Map ReferenceLB D PG 31
Instrument DateFeb 15, 2022
Instrument2022004511
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyNOT AVAILABLE, GENWORTH TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7080 ANDERSONVILLE RD, 7080, CLARKSTON, MI 48346-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 N 4TH ST, SAINT CLAIR, MI 48079-4814

Mortgage

Document Number2022004512
DateFeb 23, 2022
Instrument2022004512
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 07, 2018
Property Address510 N 4TH ST, SAINT CLAIR, MI 48079-4814
Document Number0050050323
Book / Page005005 / 000323
Instrument DateOct 30, 2018
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyTITLE SOLUTIONS AGENCY LLC, TITLE SOLUTIONS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,479.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address510-514 N 4TH ST ST CLAIR MI 480794814, ST CLAIR, MI 48079-4814

Mortgage

Document Number50050325
DateNov 07, 2018
Book Page005005/000325
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 06, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalitySt. Clair City
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,926.00 (-6.68%) Homeowner's exemption$105,100 (-4.11%)
2024$4,207.00 (+17.51%)$210,200 (-4.11%)
2023$109,600
2022$3,580.00$219,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Duke Broadband.

Based on FCC filings for 434 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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