513 Main St, Delta, OH 43515 Property Records

Fulton County property record for 513 Main St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 2018
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jul 2026)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-057900-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-057900-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,016 sqft
Upper Floors Area	888 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Porch	Slab
Porch Area	224 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	513 MAIN ST
City	DELTA
State	OH
Zip	43515-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BIDDLE ADDITION LOT 6
Legal Range	00
Legal Township	00
Legal Section	06
Legal Subdivision	BIDDLE ADDITION
Legal Lot Number	6
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	3
Census Block	3029
Census Tract	40400

Owner

Source: Fulton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 MAIN ST, DELTA, OH 43515-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SMARTFI HOME LOANS LLC
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage THE BANKERS GUARANTEE TITLE & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20262876
Deed Book / Page	390 / 3725
Prior Transfer Date	Jan 18, 2005
Prior Transfer Doc	00249/2445
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Jul 7, 2026
Property Address	513 MAIN ST, DELTA, OH 43515-1415
Document Number	0000002876
Book / Page	390 / 3725
Instrument Date	Jul 6, 2026
Instrument	20262876
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,759.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	513 MAIN ST, DELTA, OH 43515-1415

Mortgage

Document Number	0000002877,
Date	Jul 7, 2026
Instrument	20262877

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	513 MAIN ST, DELTA, OH 43515-1415
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000372/772
Date	Apr 4, 2022
Book Page	372/772
Instrument	202200001674

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	MEDINA, OH 44256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Feb 22, 2019
Property Address	513 MAIN ST, DELTA, OH 43515-1415
Document Number	00352/2058
Book / Page	0352 / 2058
Instrument Date	Feb 20, 2019
Instrument	201900251543
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MAIN ST, DELTA, OH 43515-1415

Mortgage

Document Number	201900251544
Date	Feb 22, 2019
Instrument	201900251544

Lender

Name	THE BANKERS GUARANTEE TITLE & TRUST
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (-5.2%)	$58,210 (-) Land $5,950 Building $52,260	$166,300 (-) Land $17,000 Building $149,300
2024	$2,749.00 (-0.87%)	$58,210 (-) Land $5,950 Building $52,260	$166,300 (-) Land $17,000 Building $149,300
2023	$2,773.00 (+7.11%)	$58,210 (+28.02%) Land $5,950 Building $52,260	$166,300 (+28.02%) Land $17,000 Building $149,300
2022	$2,589.00	$45,470 Land $4,970 Building $40,500
2020			$129,900 Land $14,200 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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