509 Main St, Delta, OH 43515 Property Records

Fulton County property record for 509 Main St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,733 sqft · built 1994
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on Record
Last Sale	$142,900 (Nov 2018)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-057892-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-057892-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,246 sqft
Upper Floors Area	487 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	489 sqft
Deck Area	475 sqft
Patio Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	509 MAIN ST
City	DELTA
State	OH
Zip	43515-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BIDDLE ADDITION LOT 4
Legal Range	00
Legal Township	00
Legal Section	04
Legal Subdivision	BIDDLE ADDITION
Legal Lot Number	4
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	3
Census Block	3029
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 MAIN ST, DELTA, OH 43515-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2018	Survivorship Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2018250358
Deed Book / Page	351 / 653
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	509 MAIN ST, DELTA, OH 43515-1415
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00369/4646
Date	Nov 3, 2021
Book Page	369/4646
Instrument	202100006267

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	509 MAIN ST, DELTA, OH 43515-1415
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00358/1680
Date	Jan 6, 2020
Book Page	0358/1680
Instrument	202000000399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Nov 28, 2018
Property Address	509 MAIN ST, DELTA, OH 43515-1415
Document Number	00351/0653
Book / Page	0351 / 0653
Instrument Date	Nov 27, 2018
Instrument	201800250358
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	509 MAIN ST, DELTA, OH 43515-1415

Mortgage

Document Number	201800250359
Date	Nov 28, 2018
Instrument	201800250359

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00 (-6.36%)	$60,870 (-) Land $5,950 Building $54,920	$173,900 (-) Land $17,000 Building $156,900
2024	$2,343.00 (-2.66%) Homeowner's exemption	$60,870 (-) Land $5,950 Building $54,920	$173,900 (-) Land $17,000 Building $156,900
2023	$2,407.00 (+11.54%) Homeowner's exemption	$60,870 (+28.07%) Land $5,950 Building $54,920	$173,900 (+28.06%) Land $17,000 Building $156,900
2022	$2,158.00 Homeowner's exemption	$47,530 Land $4,970 Building $42,560
2020			$135,800 Land $14,200 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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