Madison County property record for 513 Gladson Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft |
| Lot Size | 1.19 acres (51,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Apr 2017) |
| Tax Bill | $2,376 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0001-0016 |
| Primary APN | 0060-0001-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 1,813 sqft |
| Basement Area | 1,814 sqft |
| Unfinished Basement | 1,814 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,982 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 40189 |
|---|---|
| Street Address | 513 GLADSON DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREMONT LOT 16 |
| Legal Subdivision | TREMONT |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11401 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Apr 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Apr 24, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 20172013957643 |
| Deed Book / Page | 00743 / 654 |
| Prior Transfer Date | Aug 20, 2009 |
| Prior Transfer Doc | 00D648/744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2151/283 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | M2151/283 |
| Instrument | 2014086413 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M2147/40 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | M2147/40 |
| Instrument | 2014084262 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01859/625 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | M01859/625 |
| Instrument | 2013991549 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LANCASTER, KY 40444 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 24, 2017 |
| Property Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Document Number | D00743/654 |
| Book / Page | D00743 / 654 |
| Map Reference | CAB14 SL183 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2013957643 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 GLADSON DR, 504, BEREA, KY 40403-9562 |
| Name | Verified Name |
|---|---|
| Address | 513 GLADSON DR, BEREA, KY 40403-9562 |
| Document Number | 2013957644 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2013957644 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,376.00 (+3.89%) | $252,000 (+6.87%) | $252,000 (+6.87%) |
| 2023 | $2,287.00 | $235,800 | $235,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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