Madison County property record for 505 Gladson Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,254 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $149,336 (Sep 2024) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0001-0014 |
| Primary APN | 0060-0001-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,254 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 46439 |
|---|---|
| Street Address | 505 GLADSON DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREMONT LOT 14 |
| Legal Subdivision | TREMONT |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11401 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 505 GLADSON DR, BEREA, KY 40403-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Sep 27, 2024 | Survivorship Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Deed Document Number | 2014224307 |
| Deed Book / Page | D858 / 11 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 505 GLADSON DR, BEREA, KY 40403-9562 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M01920/197 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | M01920/197 |
| Instrument | 2014007757 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 27, 2024 |
| Property Address | 505 GLADSON DR, BEREA, KY 40403-9562 |
| Document Number | 000D858/11 |
| Book / Page | D858 / 11 |
| Map Reference | CAB 24 SL 6 |
| Instrument Date | Sep 25, 2024 |
| Instrument | 2014224307 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 ARNETT RD W, LONDON, KY 40744-6938 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 505 GLADSON DR, BEREA, KY 40403-9562 |
| Document Number | 0M2325/740 |
|---|---|
| Date | Sep 10, 2024 |
| Book Page | M2325/740 |
| Instrument | 2014221538 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,017.00 (+14.37%) Additional exemption filed | $320,000 (+17.65%) | $320,000 (+17.65%) |
| 2023 | $2,638.00 | $272,000 | $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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