513 Gerard Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 513 Gerard Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$5,675 (2026)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`035-320-150-000`

Property Details

APN / Parcel Number

Primary APN	`035-320-150-000`
Alternative APN	`035-320-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-320-15
Street Address	513 GERARD DR
City	LODI
State	CA
Zip	95242-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8,9
Legal Subdivision	FUGAZI MANOR
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1008
Census Tract	4205

Owner

513 Gerard Dr is owned and occupied by an individual who acquired it in August 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	513 GERARD DR, LODI, CA 95242-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 17, 2021	Grant Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MK INV GROUP INC
Sep 29, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021
Deed Sale	Aug 17, 2021
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	2021137514
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0000137514
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 17, 2021
Property Address	513 GERARD DR, LODI, CA 95242-2475
Document Number	0000137514
Map Reference	VOL 14 PG 119
Instrument Date	Aug 11, 2021
Instrument	2021-137514
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 GERARD DR, LODI, CA 95242-2475

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 17, 2021
Property Address	513 GERARD DR, LODI, CA 95242-2475
Document Number	0000137513
Map Reference	VOL 14 PG 119
Instrument Date	Aug 10, 2021
Instrument	2021-137513
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 GERARD DR, LODI, CA 95242-2475

Mortgage

Document Number	0000137515
Date	Aug 17, 2021
Instrument	2021-137515

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	513 GERARD DR, LODI, CA 95242-2475
Document Number	0000020990
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 GERARD DR LODI CA 952422475, LODI, CA 95242-2475

Mortgage

Document Number	0000020990
Date	Feb 19, 2020
Instrument	20990

Lender

Name	MK INV GROUP INC
Address	DANVILLE, CA 94506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 29, 2017
Property Address	513 GERARD DR, LODI, CA 95242-2475
Document Number	0000112587
Map Reference	MAP14 PG119
Instrument Date	Sep 25, 2017
Instrument	2017-112587
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 GERARD DR, LODI, CA 95242-2475

Mortgage

Document Number	0000112588
Date	Sep 29, 2017
Instrument	2017-112588

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 513 Gerard Dr was $5,675, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,675.00 (+0.32%)
2025	$5,657.00	$522,113 Land $153,875 Building $368,238
2023	$5,439.00 (+2.28%)	$501,840 Land $147,900 Building $353,940	$445,320
2022	$5,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Gerard Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 513 Gerard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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