512 Gerard Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 512 Gerard Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 1958
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Dec 2018)
Tax Bill	$4,296 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`035-320-140-000`

Property Details

APN / Parcel Number

Primary APN	`035-320-140-000`
Alternative APN	`035-320-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-320-14
Street Address	512 GERARD DR
City	LODI
State	CA
Zip	95242-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUGAZI MANOR MAP C2 30-34 LOT 19
Legal Subdivision	FUGAZI MANOR
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1009
Census Tract	4205

Owner

512 Gerard Dr is owned by two individuals who bought it in December 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1521, WOODBRIDGE, CA 95258-1521
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 14, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 22, 2018	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2018138226
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0000197910
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	512 GERARD DR, LODI, CA 95242-2474
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 GERARD DR, LODI, CA 95242-2474

Mortgage

Document Number	0000050093
Date	Apr 19, 2022
Instrument	2022-050093

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	512 GERARD DR, LODI, CA 95242-2474
Document Number	0000124802
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 GERARD DR LODI CA 952422474, LODI, CA 95242-2474

Mortgage

Document Number	0000124802
Date	Oct 30, 2019
Instrument	124802

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 14, 2018
Property Address	512 GERARD DR, LODI, CA 95242-2474
Document Number	0000138226
Instrument Date	Dec 12, 2018
Instrument	138226
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1521 WOODBRIDGE CA 952581521, WOODBRIDGE, CA 95258-1521

Mortgage

Document Number	138227
Date	Dec 14, 2018
Instrument	138227

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 22, 2018
Property Address	512 GERARD DR, LODI, CA 95242-2474
Document Number	0000068939
Map Reference	MB 14 PG 119
Instrument Date	Jun 19, 2018
Instrument	2018-068939
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2386 FAIR OAKS BLVD STE 100, 100, SACRAMENTO, CA 95825-4738
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068940
Date	Jun 22, 2018
Instrument	2018-068940

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 512 Gerard Dr was $4,296, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,296.00 (+0.33%)
2025	$4,282.00	$394,888 Land $66,929 Building $327,959
2023	$4,117.00 (+2.26%)	$379,556 Land $64,331 Building $315,225	$444,150
2022	$4,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Gerard Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 Gerard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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