513 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 513 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,898 sqft · built 1900
Lot Size	0.371 acres (16,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Feb 2019)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-034430`

Property Details

APN / Parcel Number

Primary APN	`04-034430`
Alternative APNs	`4034430` `034430`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,898 sqft Total Area
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Material	Tile
Lot Area	16,178 sqft (0.371 acres)
Porch	Slab
Porch Area	306 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	034430
Street Address	513 E OLDTOWN RD
City	CUMBERLAND
State	MD
Zip	21502-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	513 OLDTOWN RD 51X372 80X362
Legal Subdivision	BRINKER A J
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2000
Census Tract	700

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 E OLDTOWN RD, CUMBERLAND, MD 21502-3670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage C&F MTG
Feb 22, 2019	Correction Deed, Transfer ATTORNEY ONLY
Dec 14, 2018	Deed of Trust, Mortgage STANDARD BK PASB
Dec 19, 2018	Grant Deed, Transfer STANDARD BK PASB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Book / Page	2447 / 96
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	002447-0105
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	513 E OLDTOWN RD, CUMBERLAND, MD 21502-3670
Document Number	0026090184
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	513 E OLDTOWN RD CUMBERLAND MD 215023670, CUMBERLAND, MD 21502-3670

Mortgage

Document Number	0026090184
Date	Nov 25, 2020
Book Page	002609/000184

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 22, 2019
Property Address	513 E OLDTOWN RD, CUMBERLAND, MD 21502-3670
Document Number	0024470096
Book / Page	002447 / 000096
Instrument Date	Jan 29, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 E OLDTOWN RD CUMBERLAND MD 215023670, CUMBERLAND, MD 21502-3670

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	513 E OLDTOWN RD, CUMBERLAND, MD 21502-3670
Document Number	0024470110
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	513 E OLDTOWN RD CUMBERLAND MD 215023670, CUMBERLAND, MD 21502-3670

Mortgage

Document Number	0024470110
Date	Feb 22, 2019
Book Page	002447/000110

Lender

Name	STANDARD BK PASB
Address	MONROEVILLE, PA 15146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 19, 2018
Property Address	513 E OLDTOWN RD, CUMBERLAND, MD 21502-3670
Document Number	0024340015
Book / Page	002434 / 000015
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 E OLDTOWN RD CUMBERLAND MD 215023670, CUMBERLAND, MD 21502-3670

Mortgage

Document Number	24340022
Date	Dec 19, 2018
Book Page	002434/000022

Lender

Name	STANDARD BK PASB
Address	MONROEVILLE, PA 15146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,000 (+8.83%) Land $14,500 Building $216,500	$231,000 (-) Land $14,500 Building $216,500
2025	$1,945.00 (+19.62%)	$212,267 (+21.43%)	$231,000 (+32.15%) Land $14,500 Building $216,500
2023	$1,626.00	$174,800 (+6.61%) Land $14,500 Building $160,300	$174,800 (-) Land $14,500 Building $160,300
2022		$163,967	$174,800 Land $14,500 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Oldtown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures